| Allowance For Credit Losses For Impairment By Financing Receivables Class [Table Text Block] |
The following table presents data regarding activity in the allowance for loan losses and loans evaluated for impairment by class of loan within the real estate loan segment as well as for the aggregate consumer loan segment:
At or for the Three Months Ended September 30, 2012 | | Real Estate Loans | Consumer Loans | | One- to Four Family Residential and Cooperative Unit | Multifamily Residential and Residential Mixed Use | Mixed Use Commercial Real Estate | Commercial Real Estate | Construction | Total Real Estate | | Beginning balance | $258 | $14,551 | $2,181 | $3,230 | $- | $20,220 | $23 | Charge-offs | (134) | (243) | (8) | (14) | - | (398) | - | Recoveries | 1 | 687 | - | 36 | - | 723 | - | Transfer to the reserve for loan commitments | - | - | - | - | - | - | - | Provision (credit) | 557 | (761) | 143 | 157 | 27 | 123 | 3 | Ending balance | $682 | $14,234 | $2,316 | $3,409 | $27 | $20,668 | $26 | | | | | | | | | Ending balance – loans individually evaluated for impairment | $621 | $3,319 | $1,456 | $47,587 | - | $52,983 | $- | Ending balance – loans collectively evaluated for impairment | 88,204 | 2,491,320 | 342,490 | 347,976 | $528 | 3,270,518 | $2,492 | Allowance balance associated with loans individually evaluated for impairment | 8 | - | - | 543 | - | 551 | - | Allowance balance associated with loans collectively evaluated for impairment | 674 | 14,234 | 2,316 | 2,866 | 27 | 20,117 | 26 |
At or for the Three Months Ended September 30, 2011 | | Real Estate Loans | Consumer Loans | | One- to Four Family Residential and Cooperative Unit | Multifamily Residential and Residential Mixed Use | Mixed Use Commercial Real Estate | Commercial Real Estate | Construction | Total Real Estate | | | (Dollars in Thousands) | Beginning balance | $399 | $14,396 | $1,108 | $3,407 | $179 | $19,489 | $29 | Charge-offs | (5) | (40) | (79) | (46) | - | (170) | (5) | Recoveries | - | 1 | 14 | 12 | - | 27 | - | Transfer (to) from reserve for loan commitments | - | (39) | (5) | (9) | 5 | (48) | - | Provision | (12) | 230 | 432 | 1,562 | 1 | 2,213 | 4 | Ending balance | $382 | $14,548 | $1,470 | $4,926 | $185 | $21,511 | $28 |
At or for the Nine Months Ended September 30, 2012 | | Real Estate Loans | Consumer Loans | | One- to Four Family Residential and Cooperative Unit | Multifamily Residential and Residential Mixed Use | Mixed Use Commercial Real Estate | Commercial Real Estate | Construction | Total Real Estate | | Beginning balance | $480 | $14,313 | $1,528 | $3,783 | $124 | $20,228 | $26 | Charge-offs | (774) | (2,381) | (670) | (500) | (3) | (4,328) | (10) | Recoveries | 17 | 773 | 11 | 37 | - | 838 | - | Transfer to the reserve for loan commitments | - | 52 | 5 | 25 | - | 82 | - | Provision (reduction) | 959 | 1,477 | 1,442 | 64 | (94) | 3,848 | 10 | Ending balance | $682 | $14,234 | $2,316 | $3,409 | $27 | $20,668 | $26 |
At or for the Nine Months Ended September 30, 2011 | | Real Estate Loans | Consumer Loans | | One- to Four Family Residential and Cooperative Unit | Multifamily Residential and Residential Mixed Use | Mixed Use Commercial Real Estate | Commercial Real Estate | Construction | Total Real Estate | | | (Dollars in Thousands) | Beginning balance | $409 | $14,226 | $1,331 | $2,821 | $345 | $19,132 | $34 | Charge-offs | (88) | (552) | (362) | (1,642) | (725) | (3,369) | (18) | Recoveries | - | 143 | 36 | 146 | - | 325 | - | Transfer from (to) reserve for loan commitments | - | 121 | (11) | 5 | 15 | 130 | - | Provision | 61 | 610 | 476 | 3,596 | 550 | 5,293 | 12 | Ending balance | $382 | $14,548 | $1,470 | $4,926 | $185 | $21,511 | $28 |
| As of December 31, 2011 | | Real Estate Loans | Consumer Loans | | One- to Four Family Residential and Cooperative Unit | Multifamily Residential and Residential Mixed Use | Mixed Use Commercial Real Estate | Commercial Real Estate | Construction | Total Real Estate | | Ending balance – loans individually evaluated for impairment | $2,547 | $10,028 | $6,739 | $51,070 | - | $70,384 | - | Ending balance – loans collectively evaluated for impairment | 98,165 | 2,592,891 | 331,531 | 362,246 | $3,199 | 3,388,032 | $2,449 | Allowance balance associated with loans individually evaluated for impairment | 130 | 45 | 73 | 1,927 | - | 2,175 | - | Allowance balance associated with loans collectively evaluated for impairment | 350 | 14,268 | 1,455 | 1,856 | 124 | 18,053 | 26 |
The following tables summarize impaired real estate loans as of or for the periods indicated (by collateral type within the real estate loan segment). For purposes of these tables, adjustments between the unpaid principal balance and recorded investment (including accrued interest receivable) are deemed to be immaterial:
At September 30, 2012 | | Unpaid Principal Balance at Period End | Recorded Investment at Period End | Reserve Balance Allocated within the Allowance for Loan Losses at Period End | One- to Four Family Residential and Cooperative Unit | | | | With no allocated reserve | $409 | $409 | - | With an allocated reserve | 212 | 212 | $8 | Multifamily Residential and Residential Mixed Use | | | | With no allocated reserve | 3,319 | 3,319 | - | With an allocated reserve | - | - | - | Mixed Use Commercial Real Estate | | | | With no allocated reserve | 1,456 | 1,456 | - | With an allocated reserve | - | - | - | Commercial Real Estate | | | | With no allocated reserve | 32,329 | 32,329 | - | With an allocated reserve | 15,258 | 15,258 | 543 | Construction | | | | With no allocated reserve | - | - | - | With an allocated reserve | - | - | - | Total | | | | With no allocated reserve | $37,513 | $37,513 | $- | With an allocated reserve | $15,470 | $15,470 | $551 |
At December 31, 2011 | | Unpaid Principal Balance at Period End | Recorded Investment at Period End | Reserve Balance Allocated within the Allowance for Loan Losses at Period End | One- to Four Family Residential and Cooperative Unit | | | | With no allocated reserve | $1,136 | $1,136 | $- | With an allocated reserve | 1,411 | 1,411 | 130 | Multifamily Residential and Residential Mixed Use | | | | With no allocated reserve | 9,338 | 9,338 | - | With an allocated reserve | 690 | 690 | 45 | Mixed Use Commercial Real Estate | | | | With no allocated reserve | 5,780 | 5,780 | - | With an allocated reserve | 959 | 959 | 73 | Commercial Real Estate | | | | With no allocated reserve | 11,812 | 11,812 | - | With an allocated reserve | 39,258 | 39,258 | 1,927 | Construction | | | | With no allocated reserve | - | - | - | With an allocated reserve | - | - | - | Total | | | | With no allocated reserve | $28,066 | $28,066 | $- | With an allocated reserve | $42,318 | $42,318 | $2,175 |
| Three Months Ended September 30, 2012 | | Three Months Ended September 30, 2011 | | Nine Months Ended September 30, 2012 | | Nine Months Ended September 30, 2011 | | Average Recorded Investment | Interest Income Recognized | | Average Recorded Investment | Interest Income Recognized | | Average Recorded Investment | Interest Income Recognized | | Average Recorded Investment | Interest Income Recognized | One- to Four Family Residential and Cooperative Unit | | | | | | | | | | | | With no allocated reserve | $629 | $15 | | $1,121 | $7 | | $814 | $48 | | $1,475 | $24 | With an allocated reserve | 212 | 5 | | 706 | - | | 511 | 14 | | 353 | - | Multifamily Residential and Residential Mixed Use | | | | | | | | | | | | With no allocated reserve | 4,787 | 49 | | 10,904 | 181 | | 6,178 | 305 | | 11,912 | 427 | With an allocated reserve | - | - | | 6,549 | 82 | | 525 | - | | 3,275 | 82 | Mixed Use Commercial Real Estate | | | | | | | | | | | | With no allocated reserve | 1,459 | 12 | | 3,131 | 67 | | 2,670 | 56 | | 3,431 | 152 | With an allocated reserve | - | - | | 4,253 | 8 | | 240 | - | | 2,126 | 8 | Commercial Real Estate | | | | | | | | | | | | With no allocated reserve | 35,596 | 404 | | 17,290 | 141 | | 28,648 | 1,318 | | 16,100 | 286 | With an allocated reserve | 15,284 | 189 | | 13,573 | 51 | | 21,290 | 567 | | 9,711 | 310 | Construction | | | | | | | | | | | | With no allocated reserve | - | - | | 4,883 | - | | - | - | | 4,137 | 213 | With an allocated reserve | - | - | | - | - | | - | - | | - | - | Total | | | | | | | | | | | | With no allocated reserve | $40,471 | $480 | | $37,329 | $396 | | $38,310 | $1,727 | | $37,055 | $1,102 | With an allocated reserve | $15,496 | $194 | | $25,083 | $141 | | $22,566 | $581 | | $15,465 | $400 |
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