Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Interest income      
Loans, including fees $ 44,770 $ 41,594 $ 40,613
Investment securities:      
Taxable 3,400 2,885 3,367
Tax-exempt 1,956 2,397 2,424
Dividends 211 31 14
Other 63 65 94
Total interest income 50,400 46,972 46,512
Interest expense      
Deposits 6,668 7,655 9,615
Federal funds purchased and other short-term borrowings 170 125 122
Long-term debt 1,202 839 790
Total interest expense 8,040 8,619 10,527
Net interest income 42,360 38,353 35,985
Provision for loan losses 1,600 1,470 1,750
Net interest income after provision for loan losses 40,760 36,883 34,235
Noninterest income      
Trust and investment services fees 2,223 1,922 1,702
Income from mutual fund, annuity and insurance sales 648 614 896
Service charges on deposit accounts 2,968 2,727 2,560
Income from bank owned life insurance 714 727 633
Other income 630 662 645
Net gain on sales of loans held for sale 452 1,019 1,327
Net gain on sales of securities 518 83 427
Total noninterest income 8,153 7,754 8,190
Noninterest expense      
Personnel 18,025 16,827 15,312
Occupancy of premises, net 2,089 2,049 1,977
Furniture and equipment 2,251 2,045 1,851
Postage, stationery and supplies 741 586 508
Professional and legal 758 667 534
Marketing 1,295 1,074 907
FDIC insurance 663 622 733
Debit card processing 790 773 707
Charitable donations 1,134 685 640
Telephone 570 543 532
External data processing 878 693 605
Foreclosed real estate including (gains) losses on sales 425 713 2,830
Other 2,857 2,877 2,792
Total noninterest expense 32,476 30,154 29,928
Income before income taxes 16,437 14,483 12,497
Provision for income taxes 4,668 3,917 3,103
Net income 11,769 10,566 9,394
Preferred stock dividends 174 250 384
Net income available to common shareholders $ 11,595 $ 10,316 $ 9,010
Net income per common share, basic $ 2.07 $ 2.07 $ 1.84
Net income per common share, diluted $ 2.03 $ 2.03 $ 1.82