| Schedule Of Capitalized Ratios |
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Minimum for
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Well Capitalized
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Actual
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Capital Adequacy
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Minimum*
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(dollars in thousands)
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Amount
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Ratio
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Amount
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Ratio
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Amount
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Ratio
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Codorus Valley Bancorp, Inc. (consolidated)
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at December 31, 2014
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Capital ratios:
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Tier 1 risk based
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$
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125,773
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13.24
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%
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$
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37,991
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4.00
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%
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n/a
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n/a
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Total risk based
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136,935
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14.42
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75,982
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8.00
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n/a
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n/a
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Leverage
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125,773
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10.32
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48,759
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4.00
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n/a
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n/a
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at December 31, 2013
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Capital ratios:
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Tier 1 risk based
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$
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115,477
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12.79
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%
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$
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36,118
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4.00
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%
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n/a
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n/a
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Total risk based
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125,452
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13.89
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72,236
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8.00
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n/a
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n/a
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Leverage
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115,477
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10.18
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45,371
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4.00
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n/a
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n/a
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PeoplesBank, A Codorus Valley Company
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at December 31, 2014
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Capital ratios:
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Tier 1 risk based
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$
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121,634
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12.85
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%
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$
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37,863
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4.00
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%
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$
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56,795
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6.00
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%
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Total risk based
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132,796
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14.03
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75,727
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8.00
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94,658
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10.00
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Leverage
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121,634
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10.01
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48,615
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4.00
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60,768
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5.00
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at December 31, 2013
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Capital ratios:
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Tier 1 risk based
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$
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111,713
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12.42
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%
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$
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35,987
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4.00
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%
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$
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53,981
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6.00
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%
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Total risk based
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121,688
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13.53
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71,975
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8.00
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89,968
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10.00
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Leverage
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111,713
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9.88
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45,236
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4.00
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56,545
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5.00
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* To be well capitalized under prompt corrective action provisions.
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