Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2014
Dec. 31, 2013
Assets    
Interest bearing deposits with banks $ 17,420 $ 1,947
Cash and due from banks 13,674 13,115
Total cash and cash equivalents 31,094 15,062
Securities, available-for-sale 213,174 228,741
Restricted investment in bank stocks, at cost 3,799 4,742
Loans held for sale 464 514
Loans (net of deferred fees of $2,249 - 2014 and $1,963 - 2013) 920,090 859,384
Less-allowance for loan losses (11,162) (9,975)
Net loans 908,928 849,409
Premises and equipment, net 18,471 14,599
Other assets 37,916 37,574
Total assets 1,213,846 1,150,641
Liabilities    
Noninterest bearing 121,673 107,921
Interest bearing 833,300 817,382
Total deposits 954,973 925,303
Short-term borrowings 42,184 40,363
Long-term debt 90,406 70,493
Other liabilities 7,843 6,833
Total liabilities 1,095,406 1,042,992
Shareholders' equity    
Preferred stock, par value $2.50 per share; $1,000 liquidation preference, 1,000,000 shares authorized; Series B shares issued and outstanding - 12,000 at December 31, 2014 and 25,000 at December 31, 2013 12,000 25,000
Common stock, par value $2.50 per share; 15,000,000 shares authorized; shares issued and outstanding: 5,830,913 at December 31, 2014 and 4,800,318 at December 31, 2013 14,577 12,001
Additional paid-in capital 62,713 45,399
Retained earnings 26,483 23,077
Accumulated other comprehensive income 2,667 2,172
Total shareholders' equity 118,440 107,649
Total liabilities and shareholders' equity $ 1,213,846 $ 1,150,641