Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
INTEREST AND DIVIDEND INCOME    
Loans, including fees $ 4,429 $ 4,567
Taxable securities 786 582
Nontaxable securities 115 127
Other 6 24
Total interest and dividend income 5,336 5,300
INTEREST EXPENSE    
Deposits 304 475
Short-term borrowings 19 16
Other borrowings 115 117
Total interest expense 438 608
NET INTEREST INCOME 4,898 4,692
PROVISION FOR LOAN LOSSES 185 210
Net interest income, after provision for loan losses 4,713 4,482
NONINTEREST INCOME    
Service charges on deposit accounts 297 315
Trust services 216 214
Debit card interchange fees 198 178
Gain on sale of loans, net 24 114
Other 218 217
Total noninterest income 953 1,038
NONINTEREST EXPENSES    
Salaries and employee benefits 2,019 2,050
Occupancy expense 266 258
Equipment expense 181 165
Professional and director fees 182 117
Franchise tax expense 107 147
FDIC insurance expense 86 88
Software expense 162 114
Marketing and public relations 108 79
Debit card expense 81 62
Amortization of intangible assets 32 34
Net cost of operation of other real estate    9
Other 453 436
Total noninterest expenses 3,677 3,559
Income before income taxes 1,989 1,961
FEDERAL INCOME TAX PROVISION 573 599
NET INCOME $ 1,416 $ 1,362
Basic and diluted net earnings per share $ 0.52 $ 0.50