Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2014
Dec. 31, 2013
Cash and cash equivalents    
Cash and due from banks $ 18,640 $ 15,777
Interest-earning deposits in other banks 652 26,822
Total cash and cash equivalents 19,292 42,599
Securities    
Available-for-sale securities 102,934 101,722
Held-to-maturity securities (fair value of $42,988 in 2014, $42,643 in 2013) 43,688 44,350
Restricted stock, at cost 4,613 5,463
Total securities 151,235 151,535
Loans 407,770 379,125
Less allowance for loan losses 5,065 5,085
Net loans 402,705 374,040
Premises and equipment, net 8,641 8,690
Core deposit intangible 727 759
Goodwill 4,728 4,728
Bank-owned life insurance 9,614 9,551
Accrued interest receivable and other assets 5,036 4,563
TOTAL ASSETS 601,978 596,465
Deposits    
Noninterest-bearing 114,844 120,325
Interest-bearing 351,729 360,608
Total deposits 466,573 480,933
Short-term borrowings 61,792 48,671
Other borrowings 17,406 12,459
Accrued interest payable and other liabilities 2,328 1,991
Total liabilities 548,099 544,054
SHAREHOLDERS' EQUITY    
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; shares outstanding 2,736,634 in 2014 and 2013 18,629 18,629
Additional paid-in capital 9,964 9,964
Retained earnings 31,155 30,232
Treasury stock, at cost - 243,968 shares (4,958) (4,958)
Accumulated other comprehensive loss (911) (1,456)
Total shareholders' equity 53,879 52,411
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 601,978 $ 596,465