Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 4,441 $ 4,272 $ 9,008 $ 8,524
Taxable securities 585 707 1,167 1,436
Nontaxable securities 128 131 255 243
Other 19 41 43 80
Total interest and dividend income 5,173 5,151 10,473 10,283
INTEREST EXPENSE        
Deposits 448 590 923 1,230
Short-term borrowings 16 25 32 49
Other borrowings 117 139 234 294
Total interest expense 581 754 1,189 1,573
NET INTEREST INCOME 4,592 4,397 9,284 8,710
PROVISION FOR LOAN LOSSES 210 205 420 411
Net interest income, after provision for loan losses 4,382 4,192 8,864 8,299
NONINTEREST INCOME        
Service charges on deposit accounts 333 318 648 626
Trust services 226 167 440 328
Debit card interchange fees 190 201 368 395
Gain on sale of loans, net 102 137 216 193
Securities gain, net 10   10  
Other 205 211 422 440
Total noninterest income 1,066 1,034 2,104 1,982
NONINTEREST EXPENSES        
Salaries and employee benefits 2,042 1,961 4,092 3,924
Occupancy expense 255 241 513 487
Equipment expense 177 139 342 294
Professional and director fees 174 242 291 449
Franchise tax expense 147 138 294 277
FDIC insurance expense 84 68 172 155
Software expense 118 88 232 181
Marketing and public relations 106 79 185 152
Debit card expense 50 84 112 148
Amortization of intangible assets 34 33 68 66
Net cost of operation of other real estate   6 9 8
Other 476 481 912 963
Total noninterest expenses 3,663 3,560 7,222 7,104
Income before income taxes 1,785 1,666 3,746 3,177
FEDERAL INCOME TAX PROVISION 538 525 1,137 981
NET INCOME $ 1,247 $ 1,141 $ 2,609 $ 2,196
Basic and diluted net earnings per share $ 0.45 $ 0.41 $ 0.95 $ 0.80