Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 4,357 $ 4,233 $ 12,881 $ 12,745
Taxable securities 638 601 2,074 1,809
Nontaxable securities 120 110 363 310
Other 32 14 112 42
Total interest and dividend income 5,147 4,958 15,430 14,906
INTEREST EXPENSE        
Deposits 559 663 1,789 2,154
Short-term borrowings 22 33 71 112
Other borrowings 140 165 434 513
Total interest expense 721 861 2,294 2,779
NET INTEREST INCOME 4,426 4,097 13,136 12,127
PROVISION FOR LOAN LOSSES 206 240 617 710
Net interest income, after provision for loan losses 4,220 3,857 12,519 11,417
NONINTEREST INCOME        
Service charges on deposit accounts 345 286 971 810
Trust services 175 154 503 504
Debit card interchange fees 195 154 590 444
Gain on sale of loans, net 169 54 362 153
Securities gains, net 0 237 0 237
Other 189 159 629 441
Total noninterest income 1,073 1,044 3,055 2,589
NONINTEREST EXPENSES        
Salaries and employee benefits 1,985 1,856 5,909 5,412
Occupancy expense 280 208 767 631
Equipment expense 154 127 448 370
Professional fees 172 200 621 536
Franchise tax expense 138 135 415 405
FDIC assessment expense 83 36 238 254
Software expense and amortization 94 98 275 284
Marketing and public relations 83 83 235 215
Debit card expense 82 70 230 196
Amortization of intangible assets 37 15 103 46
Net cost of operation of other real estate 0 (51) 8 (51)
Other 420 681 1,383 1,563
Total noninterest expenses 3,528 3,458 10,632 9,861
Income before income taxes 1,765 1,443 4,942 4,145
FEDERAL INCOME TAX PROVISION 534 444 1,515 1,278
NET INCOME $ 1,231 $ 999 $ 3,427 $ 2,867
Basic and diluted net income per share $ 0.45 $ 0.37 $ 1.25 $ 1.05