Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Cash and cash equivalents    
Cash and due from banks $ 12,913 $ 12,519
Interest-earning deposits in other banks 41,762 69,739
Total cash and cash equivalents 54,675 82,258
Securities    
Available-for-sale, at fair value 134,889 123,026
Restricted stock, at cost 5,463 5,463
Total securities 140,352 128,489
Loans held for sale 540 0
Loans 352,748 324,182
Less allowance for loan losses 4,661 4,082
Net loans 348,087 320,100
Premises and equipment, net 8,425 8,513
Core deposit intangible 931 1,034
Goodwill 4,728 4,728
Bank-owned life insurance 8,237 3,068
Accrued interest receivable and other assets 2,808 3,043
TOTAL ASSETS 568,783 551,233
Deposits    
Noninterest-bearing 91,022 85,890
Interest-bearing 363,277 357,663
Total deposits 454,299 443,553
Short-term borrowings 43,011 37,073
Other borrowings 16,738 19,161
Accrued interest payable and other liabilities 2,634 2,017
Total liabilities 516,682 501,804
SHAREHOLDERS' EQUITY    
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,734,799 shares in 2012 and 2011 18,629 18,629
Additional paid-in capital 9,994 9,994
Retained earnings 26,342 24,391
Treasury stock at cost - 245,803 shares in 2012 and 2011 (5,015) (5,015)
Accumulated other comprehensive income 2,151 1,430
Total shareholders' equity 52,101 49,429
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 568,783 $ 551,233