Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 4,272 $ 4,276 $ 8,524 $ 8,512
Taxable securities 707 613 1,436 1,208
Non-taxable securities 131 102 243 200
Other 41 11 80 28
Total interest and dividend income 5,151 5,002 10,283 9,948
INTEREST EXPENSE        
Deposits 590 705 1,230 1,491
Short-term borrowings 25 37 49 78
Other borrowings 139 164 294 349
Total interest expense 754 906 1,573 1,918
NET INTEREST INCOME 4,397 4,096 8,710 8,030
PROVISION FOR LOAN LOSSES 205 190 411 470
Net interest income, after provision for loan losses 4,192 3,906 8,299 7,560
NONINTEREST INCOME        
Service charges on deposit accounts 318 279 626 524
Trust services 167 190 328 350
Debit card interchange fees 201 152 395 290
Gain on sale of loans, net 137 29 193 99
Other 211 134 440 282
Total noninterest income 1,034 784 1,982 1,545
NONINTEREST EXPENSES        
Salaries and employee benefits 1,961 1,793 3,924 3,556
Occupancy expense 241 204 487 423
Equipment expense 139 123 294 243
Professional fees 242 177 449 336
Franchise tax expense 138 135 277 270
FDIC assessment expense 68 108 155 218
Software expense 88 94 181 185
Marketing and public relations 79 73 152 132
Amortization of intangible assets 33 16 66 31
Other 571 560 1,119 1,009
Total noninterest expenses 3,560 3,283 7,104 6,403
Income before income taxes 1,666 1,407 3,177 2,702
FEDERAL INCOME TAX PROVISION 525 435 981 834
NET INCOME $ 1,141 $ 972 $ 2,196 $ 1,868
Basic and diluted net income per share $ 0.41 $ 0.35 $ 0.80 $ 0.68