Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Cash and cash equivalents    
Cash and due from banks $ 14,007 $ 12,519
Interest-earning deposits in other banks 53,825 69,739
Total cash and cash equivalents 67,832 82,258
Securities    
Available-for-sale, at fair value 126,690 123,026
Restricted stock, at cost 5,463 5,463
Total securities 132,153 128,489
Loans 344,116 324,182
Less allowance for loan losses 4,471 4,082
Net loans 339,645 320,100
Premises and equipment, net 8,451 8,513
Core deposit intangible 967 1,034
Goodwill 4,728 4,728
Bank-owned life insurance 8,175 3,068
Accrued interest receivable and other assets 4,736 3,043
TOTAL ASSETS 566,687 551,233
Deposits    
Noninterest-bearing 93,134 85,890
Interest-bearing 361,585 357,663
Total deposits 454,719 443,553
Short-term borrowings 41,195 37,073
Other borrowings 16,870 19,161
Accrued interest payable and other liabilities 2,727 2,017
Total liabilities 515,511 501,804
SHAREHOLDERS' EQUITY    
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,734,799 shares in 2012 and 2011 18,629 18,629
Additional paid-in capital 9,994 9,994
Retained earnings 25,602 24,391
Treasury stock at cost - 245,803 shares in 2012 and 2011 (5,015) (5,015)
Accumulated other comprehensive income 1,966 1,430
Total shareholders' equity 51,176 49,429
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 566,687 $ 551,233