| Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] |
The following is a summary of the Bank’s
and the Parent Corporation’s actual capital amounts and ratios as of December 31, 2016 and 2015, compared to the FRB and
FDIC minimum capital adequacy requirements and the FDIC requirements for classification as a well-capitalized institution.
| |
| |
Minimum
Capital Adequacy | |
For Classification
Under Corrective
Action Plan
as Well Capitalized | |
| |
Amount | |
Ratio | |
Amount | |
Ratio | |
Amount | |
Ratio | |
| The Bank |
(dollars in thousands) | |
| December 31, 2016 |
| | |
| | |
| | |
| | |
| | |
| | |
| Leverage (Tier 1) capital |
$ | 434,067 | |
| 10.34% | |
$ | 167,996 | |
| 4.00% | |
$ | 209,995 | |
| 5.00% | |
| Risk-Based Capital: |
| | |
| | |
| | |
| | |
| | |
| | |
| CET 1 |
$ | 434,067 | |
| 10.98% | |
$ | 177,944 | |
| 4.50% | |
$ | 257,030 | |
| 6.50% | |
| Tier 1 |
| 434,067 | |
| 10.98% | |
| 237,258 | |
| 6.00% | |
| 316,344 | |
| 8.00% | |
| Total |
| 459,811 | |
| 11.63% | |
| 316,344 | |
| 8.00% | |
| 395,430 | |
| 10.00% | |
| December 31, 2015 |
| | |
| | |
| | |
| | |
| | |
| | |
| Leverage (Tier 1) capital |
$ | 372,979 | |
| 9.96% | |
$ | 149,724 | |
| 4.00% | |
$ | 187,154 | |
| 5.00% | |
| Risk-Based Capital: |
| | |
| | |
| | |
| | |
| | |
| | |
| |
$ | 372,979 | |
| 10.55% | |
$ | 159,028 | |
| 4.50% | |
$ | 229,707 | |
| 6.50% | |
| Tier 1 |
| 372,979 | |
| 10.55% | |
| 212,037 | |
| 6.00% | |
| 282,716 | |
| 8.00% | |
| Total |
| 399,551 | |
| 11.31% | |
| 282,716 | |
| 8.00% | |
| 353,395 | |
| 10.00% | |
| |
| |
Minimum Capital
Adequacy | |
For Classification
as Well Capitalized | |
| |
Amount | |
Ratio | |
Amount | |
Ratio | |
Amount | |
Ratio | |
| The Company |
(dollars in thousands) | |
| December 31, 2016 |
| | |
| | |
| | |
| | |
| | |
| | |
| Leverage (Tier 1) capital |
$ | 390,205 | |
| 9.29% | |
$ | 168,048 | |
| 4.00% | |
| N/A | |
| N/A | |
| Risk-Based Capital: |
| | |
| | |
| | |
| | |
| | |
| | |
| CET 1 |
$ | 385,050 | |
| 9.74% | |
$ | 177,967 | |
| 4.50% | |
| N/A | |
| N/A | |
| Tier 1 |
| 390,205 | |
| 9.87% | |
| 237,289 | |
| 6.00% | |
| N/A | |
| N/A | |
| Total |
| 465,949 | |
| 11.78% | |
| 316,386 | |
| 8.00% | |
| N/A | |
| N/A | |
| December 31, 2015 |
| | |
| | |
| | |
| | |
| | |
| | |
| Leverage (Tier 1) capital |
$ | 339,544 | |
| 9.07% | |
$ | 149,776 | |
| 4.00% | |
| N/A | |
| N/A | |
| Risk-Based Capital: |
| | |
| | |
| | |
| | |
| | |
| | |
| |
$ | 323,139 | |
| 9.14% | |
$ | 159,078 | |
| 4.50% | |
| N/A | |
| N/A | |
| Tier 1 |
| 339,544 | |
| 9.61% | |
| 212,104 | |
| 6.00% | |
| N/A | |
| N/A | |
| Total |
| 416,116 | |
| 11.77% | |
| 282,805 | |
| 8.00% | |
| N/A | |
| N/A | |
|