Revenue from Contracts with Customers Revenue from Contracts with Customers
 3 Months Ended
Mar. 31, 2018
Revenue from Contract with Customer [Abstract]  
Revenue from Contracts with Customers
REVENUE FROM CONTRACTS WITH CUSTOMERS
Revenue from contracts with customers comprises the noninterest income earned by the Corporation in exchange for services provided to customers. The following table presents the composition of revenue from contracts with customers, segregated from other sources of noninterest income, by business segment.
 
Business
Bank
 
Retail
Bank
 
Wealth Management
 
Finance & Other
 
Total
(in millions)
Three Months Ended March 31, 2018
 
 
 
 
 
 
 
 
 
Revenue from contracts with customers:
 
 
 
 
 
 
 
 
 
Card fees (a)
$
47

 
$
11

 
$
1

 
$
—

 
$
59

Service charges on deposit accounts (a)
30

 
23

 
1

 
—

 
54

Fiduciary income
—

 
—

 
52

 
—

 
52

Commercial loan servicing fees (b)
4

 
—

 
—

 
—

 
4

Brokerage fees
—

 
—

 
7

 
—

 
7

Other noninterest income (c)
3

 
5

 
4

 
—

 
12

Total revenue from contracts with customers
84

 
39

 
65

 
—

 
188

Other sources of noninterest income
37

 
3

 
3

 
13

 
56

Total noninterest income
$
121

 
$
42

 
$
68

 
$
13

 
$
244

 
 
 
 
 
 
 
 
 
 
Three Months Ended March 31, 2017
 
 
 
 
 
 
 
 
 
Revenue from contracts with customers:
 
 
 
 
 
 
 
 
 
Card fees
$
64

 
$
12

 
$
1

 
$
—

 
$
77

Service charges on deposit accounts
32

 
25

 
1

 
—

 
58

Fiduciary income
—

 
—

 
49

 
—

 
49

Commercial loan servicing fees (b)
3

 
—

 
—

 
—

 
3

Brokerage fees
—

 
—

 
5

 
—

 
5

Other noninterest income (c)
4

 
8

 
5

 
—

 
17

Total revenue from contracts with customers
103

 
45

 
61

 
—

 
209

Other sources of noninterest income
41

 
3

 
3

 
15

 
62

Total noninterest income
$
144

 
$
48

 
$
64

 
$
15

 
$
271

(a) Adoption of Topic 606 resulted in a change in presentation which records certain costs in the same category as the associated revenues.
The effect of this change was to reduce card fees by $34 million and service charges on deposit accounts by $1 million for the
first quarter 2018. Refer to note 1 for further information.
(b) Included in commercial lending fees on the Consolidated Statements of Comprehensive Income.
(c) Excludes derivative, warrant and other miscellaneous income.
Adjustments to revenue during the three months ended March 31, 2018 for refunds or credits relating to prior periods are not significant.
Revenue from contracts with customers did not generate significant contract assets and liabilities.