Reinsurance (Tables)
12 Months Ended
Dec. 31, 2020
Reinsurance Disclosures [Abstract]  
Summary of Premium Earned and Ceded
December 31,
  
2020
   
2019
 
   (in thousands) 
Premiums earned, gross
  $666,297   $457,758 
Premiums earned, ceded
   (599   (832
  
 
 
   
 
 
 
Net premiums earned
  $665,698   $456,926 
  
 
 
   
 
 
 
Summary of Reinsurance Claims Incurred and Ceded
December 31,
  
2020
   
2019
 
   (in thousands) 
Claims incurred, gross
  $590,951   $452,261 
Claims incurred, ceded
   (483   (1,616
  
 
 
   
 
 
 
Net claims incurred and claims adjustment expense
  $590,468   $450,645 
  
 
 
   
 
 
 
Summary of Recoverable and Premium Payable
Reinsurance recoverable and reinsurance premium payable as of December 31, 2020 and 2019, respectively, were comprised of the following:
 
December 31,
  
2020
   
2019
 
   (in thousands) 
Reinsurance recoverable on paid claims
  $—     $481 
Reinsurance recoverable on unpaid claims
   —      —   
Reinsurance premium payable
   —      —   
  
 
 
   
 
 
 
Reinsurance recoverable, net
  $—     $481