| Schedule of Compliance with Regulatory Capital Requirements |
| | | | Minimum Required | Minimum Capital | | | Actual | Minimum Required | Capital Levels | Levels to be Deemed | | | Capital Levels | Capital Levels | Under the IMCR | Well-Capitalized | | | Amount | Ratio | Amount | Ratio | Amount | Ratio | Amount | Ratio | | (Dollars in thousands) | | | | | | | | | | Leverage Capital1 | $51,895 | 10.60% | $19,581 | 4.0% | $41,609 | 8.5% | $24,476 | 5.0% | | Tier 1 Risk-Based Capital2 | $51,895 | 12.80% | N/A | N/A | N/A | N/A | $24,328 | 6.0% | | Total Risk-Based Capital3 | $56,982 | 14.05% | $32,437 | 8.0% | $50,683 | 12.5% | $40,546 | 10.0% | |