Consolidated Statements of Income and Comprehensive Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest income        
Loans $ 6,476 $ 6,304 $ 18,868 $ 18,796
Securities        
Taxable 794 543 2,020 1,766
Exempt from federal income taxes 46 62 122 188
Federal funds sold and other 20 38 67 98
Total interest income 7,336 6,947 21,077 20,848
Interest expense        
Deposits 316 498 940 1,637
Federal funds purchased and securities sold under agreements to repurchase 13 14 37 39
Federal Home Loan Bank advances 138 117 368 340
Series B mandatory redeemable preferred stock 4 4 12 12
Subordinated debentures 128 152 413 447
Notes payable 0 86 84 254
Total interest expense 599 871 1,854 2,729
Net interest income 6,737 6,076 19,223 18,119
Provision for loan losses 0 675 0 2,275
Net interest income after provision for loan losses 6,737 5,401 19,223 15,844
Noninterest income        
Service charges 1,075 1,154 3,010 3,289
Mortgage banking income 315 377 972 1,164
Electronic banking services 651 644 1,895 1,868
Bank-owned life insurance 232 229 683 668
Securities gains, net 196 410 297 788
Income from real estate 114 141 434 462
Gain on sale of OREO 47 166 50 588
Gain on sale of other assets 0 0 0 750
Gain on extinguishment of debt 0 0 1,750 0
Other income 608 83 750 243
Noninterest income 3,238 3,204 9,841 9,820
Noninterest expense        
Salaries and employee benefits 4,086 3,796 12,394 11,490
Occupancy, net 706 677 2,142 2,139
Furniture and equipment 259 241 746 731
Marketing 105 61 263 174
Supplies and printing 50 59 170 180
Telephone 204 174 592 573
Data processing 442 476 1,258 1,282
FDIC insurance 281 473 925 1,428
Loan processing and collection costs 225 80 638 481
OREO carrying costs 187 277 655 801
OREO valuation adjustment 47 443 195 839
Amortization of intangible assets 238 238 714 714
Other expenses 2,012 1,037 4,286 3,327
Noninterest Expense 8,842 8,032 24,978 24,159
Income before income taxes 1,133 573 4,086 1,505
Income tax expense 45 0 78 0
Net income 1,088 573 4,008 1,505
Preferred stock dividends 395 808 1,401 2,585
Discount on redemption of preferred stock 0 0 (13,668) 0
Net income (loss) for common stockholders $ 693 $ (235) $ 16,275 $ (1,080)
Basic earnings (loss) per common share (in dollars per share) $ 0.11 $ (1.41) $ 3.68 $ (5.68)
Diluted earnings (loss) per common share (in dollars per share) $ 0.11 $ (1.41) $ 3.68 $ (5.68)
Total comprehensive income (loss):        
Net income $ 1,088 $ 573 $ 4,008 $ 1,505
Change in unrealized gains (losses) on securities available for sale 424 34 130 (24)
Reclassification adjustment for losses (gains) recognized in income (196) (410) (297) (788)
Net unrealized gains (loss) $ 228 $ (376) $ (167) $ (812)
Tax effect
Other comprehensive income (loss) $ 228 $ (376) $ (167) $ (812)
Total comprehensive income $ 1,316 $ 197 $ 3,841 $ 693