|
Loans (Schedule Of Activity In The Allowance For Loan Losses) (Details) (USD $) In Thousands, unless otherwise specified
|
3 Months Ended |
9 Months Ended |
|
|
Sep. 30, 2012
|
Sep. 30, 2011
|
Sep. 30, 2012
|
Sep. 30, 2011
|
Dec. 31, 2011
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
$ 18,234 |
$ 24,358 |
$ 21,232 |
$ 31,511 |
|
| Charge-offs |
(3,183) |
(4,354) |
(9,376) |
(19,416) |
|
| Recoveries |
269 |
910 |
739 |
1,319 |
|
| Provision |
5,750 |
2,400 |
8,475 |
9,900 |
|
| Ending Balance |
21,070 |
23,314 |
21,070 |
23,314 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
13,476 |
|
13,476 |
|
9,750 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
7,594 |
|
7,594 |
|
11,482 |
| Allowance for loan losses: Total ending allowance balance: |
21,070 |
|
21,070 |
|
21,232 |
| Loan balances: Loans individually evaluated for impairment |
59,499 |
|
59,499 |
|
73,299 |
| Loan balances: Loans collectively evaluated for impairment |
501,977 |
|
501,977 |
|
509,096 |
| Total Loans |
561,476 |
|
561,476 |
|
582,395 |
|
Commercial [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
1,478 |
1,751 |
1,590 |
1,634 |
|
| Charge-offs |
|
(151) |
|
(391) |
|
| Recoveries |
1 |
17 |
1 |
35 |
|
| Provision |
503 |
509 |
391 |
848 |
|
| Ending Balance |
1,982 |
2,126 |
1,982 |
2,126 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
1,510 |
|
1,510 |
|
715 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
472 |
|
472 |
|
875 |
| Allowance for loan losses: Total ending allowance balance: |
1,982 |
|
1,982 |
|
1,590 |
| Loan balances: Loans individually evaluated for impairment |
4,712 |
|
4,712 |
|
2,463 |
| Loan balances: Loans collectively evaluated for impairment |
53,732 |
|
53,732 |
|
61,519 |
| Total Loans |
58,444 |
|
58,444 |
|
63,982 |
|
Agriculture & AGRE [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
267 |
386 |
5 |
337 |
|
| Charge-offs |
(128) |
(21) |
(215) |
(674) |
|
| Recoveries |
19 |
3 |
62 |
6 |
|
| Provision |
(48) |
(362) |
258 |
337 |
|
| Ending Balance |
110 |
6 |
110 |
6 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
41 |
|
41 |
|
|
| Allowance for loan losses: Loans collectively evaluated for impairment |
69 |
|
69 |
|
5 |
| Allowance for loan losses: Total ending allowance balance: |
110 |
|
110 |
|
5 |
| Loan balances: Loans individually evaluated for impairment |
126 |
|
126 |
|
65 |
| Loan balances: Loans collectively evaluated for impairment |
42,245 |
|
42,245 |
|
39,063 |
| Total Loans |
42,371 |
|
42,371 |
|
39,128 |
|
Construction, Land & Development [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
3,793 |
6,310 |
4,811 |
12,500 |
|
| Charge-offs |
(2,150) |
(3,018) |
(3,243) |
(9,852) |
|
| Recoveries |
2 |
451 |
288 |
551 |
|
| Provision |
2,234 |
1,372 |
2,023 |
1,916 |
|
| Ending Balance |
3,879 |
5,115 |
3,879 |
5,115 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
2,744 |
|
2,744 |
|
2,228 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
1,135 |
|
1,135 |
|
2,583 |
| Allowance for loan losses: Total ending allowance balance: |
3,879 |
|
3,879 |
|
4,811 |
| Loan balances: Loans individually evaluated for impairment |
15,401 |
|
15,401 |
|
24,062 |
| Loan balances: Loans collectively evaluated for impairment |
17,030 |
|
17,030 |
|
17,946 |
| Total Loans |
32,431 |
|
32,431 |
|
42,008 |
|
Commercial Real Estate [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
9,765 |
13,009 |
11,680 |
13,721 |
|
| Charge-offs |
(191) |
(961) |
(4,120) |
(6,975) |
|
| Recoveries |
239 |
12 |
370 |
243 |
|
| Provision |
1,264 |
702 |
3,147 |
5,773 |
|
| Ending Balance |
11,077 |
12,762 |
11,077 |
12,762 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
6,852 |
|
6,852 |
|
5,211 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
4,225 |
|
4,225 |
|
6,469 |
| Allowance for loan losses: Total ending allowance balance: |
11,077 |
|
11,077 |
|
11,680 |
| Loan balances: Loans individually evaluated for impairment |
29,746 |
|
29,746 |
|
36,141 |
| Loan balances: Loans collectively evaluated for impairment |
266,749 |
|
266,749 |
|
251,927 |
| Total Loans |
296,495 |
|
296,495 |
|
288,068 |
|
1-4 Family Residential [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
2,883 |
2,867 |
3,090 |
3,273 |
|
| Charge-offs |
(714) |
(194) |
(1,792) |
(1,489) |
|
| Recoveries |
7 |
426 |
14 |
462 |
|
| Provision |
1,792 |
170 |
2,656 |
1,023 |
|
| Ending Balance |
3,968 |
3,269 |
3,968 |
3,269 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
2,327 |
|
2,327 |
|
1,591 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
1,641 |
|
1,641 |
|
1,499 |
| Allowance for loan losses: Total ending allowance balance: |
3,968 |
|
3,968 |
|
3,090 |
| Loan balances: Loans individually evaluated for impairment |
9,510 |
|
9,510 |
|
10,563 |
| Loan balances: Loans collectively evaluated for impairment |
119,735 |
|
119,735 |
|
136,204 |
| Total Loans |
129,245 |
|
129,245 |
|
146,767 |
|
Consumer [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
48 |
35 |
56 |
46 |
|
| Charge-offs |
|
(9) |
(6) |
(35) |
|
| Recoveries |
1 |
1 |
4 |
22 |
|
| Provision |
5 |
9 |
|
3 |
|
| Ending Balance |
54 |
36 |
54 |
36 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
2 |
|
2 |
|
5 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
52 |
|
52 |
|
51 |
| Allowance for loan losses: Total ending allowance balance: |
54 |
|
54 |
|
56 |
| Loan balances: Loans individually evaluated for impairment |
4 |
|
4 |
|
5 |
| Loan balances: Loans collectively evaluated for impairment |
2,486 |
|
2,486 |
|
2,437 |
| Total Loans |
$ 2,490 |
|
$ 2,490 |
|
$ 2,442 |