|
Loans (Schedule Of Activity In The Allowance For Loan Losses) (Details) (USD $)
In Thousands, unless otherwise specified
|
3 Months Ended |
6 Months Ended |
|
|
Jun. 30, 2012
|
Jun. 30, 2011
|
Jun. 30, 2012
|
Jun. 30, 2011
|
Dec. 31, 2011
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
$ 20,338 |
$ 29,089 |
$ 21,232 |
$ 31,511 |
|
| Charge-offs |
(3,558) |
(8,132) |
(6,193) |
(15,062) |
|
| Recoveries |
79 |
151 |
470 |
409 |
|
| Provision |
1,375 |
3,250 |
2,725 |
7,500 |
|
| Ending Balance |
18,234 |
24,358 |
18,234 |
24,358 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
9,232 |
|
9,232 |
|
9,750 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
9,002 |
|
9,002 |
|
11,482 |
| Allowance for loan losses: Total ending allowance balance: |
18,234 |
|
18,234 |
|
21,232 |
| Loan balances: Loans individually evaluated for impairment |
61,665 |
|
61,665 |
|
73,299 |
| Loan balances: Loans collectively evaluated for impairment |
506,243 |
|
506,243 |
|
509,096 |
| Total Loans |
567,908 |
|
567,908 |
|
582,395 |
|
Commercial [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
1,503 |
1,759 |
1,590 |
1,634 |
|
| Charge-offs |
|
(176) |
|
(241) |
|
| Recoveries |
|
12 |
|
18 |
|
| Provision |
(25) |
156 |
(112) |
340 |
|
| Ending Balance |
1,478 |
1,751 |
1,478 |
1,751 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
698 |
|
698 |
|
715 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
780 |
|
780 |
|
875 |
| Allowance for loan losses: Total ending allowance balance: |
1,478 |
|
1,478 |
|
1,590 |
| Loan balances: Loans individually evaluated for impairment |
3,774 |
|
3,774 |
|
2,463 |
| Loan balances: Loans collectively evaluated for impairment |
58,923 |
|
58,923 |
|
61,519 |
| Total Loans |
62,697 |
|
62,697 |
|
63,982 |
|
Agriculture & AGRE [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
8 |
315 |
5 |
337 |
|
| Charge-offs |
(62) |
(654) |
(87) |
(654) |
|
| Recoveries |
26 |
2 |
43 |
3 |
|
| Provision |
295 |
723 |
306 |
700 |
|
| Ending Balance |
267 |
386 |
267 |
386 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
9 |
|
9 |
|
|
| Allowance for loan losses: Loans collectively evaluated for impairment |
258 |
|
258 |
|
5 |
| Allowance for loan losses: Total ending allowance balance: |
267 |
|
267 |
|
5 |
| Loan balances: Loans individually evaluated for impairment |
85 |
|
85 |
|
65 |
| Loan balances: Loans collectively evaluated for impairment |
38,333 |
|
38,333 |
|
39,063 |
| Total Loans |
38,418 |
|
38,418 |
|
39,128 |
|
Construction, Land & Development [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
4,655 |
8,655 |
4,811 |
12,500 |
|
| Charge-offs |
(1,041) |
(2,333) |
(1,093) |
(6,834) |
|
| Recoveries |
2 |
99 |
286 |
100 |
|
| Provision |
177 |
(111) |
(211) |
544 |
|
| Ending Balance |
3,793 |
6,310 |
3,793 |
6,310 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
2,272 |
|
2,272 |
|
2,228 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
1,521 |
|
1,521 |
|
2,583 |
| Allowance for loan losses: Total ending allowance balance: |
3,793 |
|
3,793 |
|
4,811 |
| Loan balances: Loans individually evaluated for impairment |
18,340 |
|
18,340 |
|
24,062 |
| Loan balances: Loans collectively evaluated for impairment |
17,278 |
|
17,278 |
|
17,946 |
| Total Loans |
35,618 |
|
35,618 |
|
42,008 |
|
Commercial Real Estate [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
11,199 |
15,269 |
11,680 |
13,721 |
|
| Charge-offs |
(1,779) |
(4,296) |
(3,929) |
(6,014) |
|
| Recoveries |
44 |
14 |
131 |
231 |
|
| Provision |
301 |
2,022 |
1,883 |
5,071 |
|
| Ending Balance |
9,765 |
13,009 |
9,765 |
13,009 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
4,613 |
|
4,613 |
|
5,211 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
5,152 |
|
5,152 |
|
6,469 |
| Allowance for loan losses: Total ending allowance balance: |
9,765 |
|
9,765 |
|
11,680 |
| Loan balances: Loans individually evaluated for impairment |
30,131 |
|
30,131 |
|
36,141 |
| Loan balances: Loans collectively evaluated for impairment |
268,256 |
|
268,256 |
|
251,927 |
| Total Loans |
298,387 |
|
298,387 |
|
288,068 |
|
1-4 Family Residential [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
2,929 |
3,055 |
3,090 |
3,273 |
|
| Charge-offs |
(675) |
(667) |
(1,078) |
(1,293) |
|
| Recoveries |
4 |
8 |
7 |
36 |
|
| Provision |
625 |
471 |
864 |
851 |
|
| Ending Balance |
2,883 |
2,867 |
2,883 |
2,867 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
1,640 |
|
1,640 |
|
1,591 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
1,243 |
|
1,243 |
|
1,499 |
| Allowance for loan losses: Total ending allowance balance: |
2,883 |
|
2,883 |
|
3,090 |
| Loan balances: Loans individually evaluated for impairment |
9,330 |
|
9,330 |
|
10,563 |
| Loan balances: Loans collectively evaluated for impairment |
120,922 |
|
120,922 |
|
136,204 |
| Total Loans |
130,252 |
|
130,252 |
|
146,767 |
|
Consumer [Member]
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
| Beginning Balance |
44 |
36 |
56 |
46 |
|
| Charge-offs |
(1) |
(6) |
(6) |
(26) |
|
| Recoveries |
3 |
16 |
3 |
21 |
|
| Provision |
2 |
(11) |
(5) |
(6) |
|
| Ending Balance |
48 |
35 |
48 |
35 |
|
| Allowance for loan losses: Loans individually evaluated for impairment |
|
|
|
|
5 |
| Allowance for loan losses: Loans collectively evaluated for impairment |
48 |
|
48 |
|
51 |
| Allowance for loan losses: Total ending allowance balance: |
48 |
|
48 |
|
56 |
| Loan balances: Loans individually evaluated for impairment |
5 |
|
5 |
|
5 |
| Loan balances: Loans collectively evaluated for impairment |
2,531 |
|
2,531 |
|
2,437 |
| Total Loans |
$ 2,536 |
|
$ 2,536 |
|
$ 2,442 |