| Summary Of Items Included In The Deferred Tax Inventory |
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Balance at
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Balance at
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6/30/2012
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12/31/2011
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Change
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Allowance
for loan loss
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$
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7,076
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$
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8,239
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$
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(1,163)
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Impairment
on securities portfolio
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8,095
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8,095
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-
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Net
operating loss carryforwards
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20,874
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19,388
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1,486
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Valuation
adjustments on OREO property
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3,100
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3,020
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80
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Basis
adjustment form merger
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(1,342)
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(1,467)
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125
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Mortgage
servicing rights
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(777)
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(810)
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33
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Securities
available-for-sale
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(1,355)
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(859)
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(496)
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All
other
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(109)
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(57)
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(52)
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Net
deferred tax before allowance
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$
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35,562
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$
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35,549
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$
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13
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Valuation
allowance
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(35,562)
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(35,549)
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(13)
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Net
deferred tax assets
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$
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-
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$
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-
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$
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-
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