COLUMBIA BANCORP

COLUMBIA BANCORP FORM S-8

S-8

OPINION OF PIPER MARBURY RUDNICK & WOLFE LLP

EX-5.0

SUBURBAN BANCSHARES, INC.1997 STOCK OPTION PLAN

EX-10.1

COLUMBIA BANCORP INCENTIVE STOCK OPTION AGREEMENT

EX-10.3

CONSENT OF KPMG LLP

EX-23.2

POWER OF ATTORNEY

EX-24