|
LOANS (Details 2) (USD $)
In Thousands, unless otherwise specified
|
Jun. 30, 2012
|
Jun. 30, 2011
|
Jun. 30, 2010
|
| Allowance for loan losses: |
|
|
|
| Individually evaluated for impairment |
$ 390 |
$ 432 |
|
| Collectively evaluated for impairment |
1,945 |
1,669 |
|
| Total ending allowance balance |
2,335 |
2,101 |
2,276 |
| Recorded investment in loans: |
|
|
|
| Loans individually evaluated for impairment |
2,561 |
2,529 |
|
| Loans collectively evaluated for impairment |
195,363 |
175,494 |
|
| Total ending loans balance |
197,924 |
178,023 |
|
|
Commercial Loan [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Individually evaluated for impairment |
50 |
13 |
|
| Collectively evaluated for impairment |
93 |
166 |
|
| Total ending allowance balance |
143 |
179 |
183 |
| Recorded investment in loans: |
|
|
|
| Loans individually evaluated for impairment |
148 |
82 |
|
| Loans collectively evaluated for impairment |
22,940 |
19,254 |
|
| Total ending loans balance |
23,088 |
19,336 |
|
|
Commercial Real Estate [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Individually evaluated for impairment |
82 |
126 |
|
| Collectively evaluated for impairment |
1,201 |
756 |
|
| Total ending allowance balance |
1,283 |
882 |
1,337 |
| Recorded investment in loans: |
|
|
|
| Loans individually evaluated for impairment |
996 |
1,405 |
|
| Loans collectively evaluated for impairment |
111,352 |
97,093 |
|
| Total ending loans balance |
112,348 |
98,498 |
|
|
Residential Mortgage [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Individually evaluated for impairment |
258 |
293 |
|
| Collectively evaluated for impairment |
454 |
654 |
|
| Total ending allowance balance |
712 |
947 |
653 |
| Recorded investment in loans: |
|
|
|
| Loans individually evaluated for impairment |
1,417 |
1,042 |
|
| Loans collectively evaluated for impairment |
51,683 |
53,279 |
|
| Total ending loans balance |
53,100 |
54,321 |
|
|
Consumer Loan [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Individually evaluated for impairment |
0 |
0 |
|
| Collectively evaluated for impairment |
197 |
93 |
|
| Total ending allowance balance |
197 |
93 |
103 |
| Recorded investment in loans: |
|
|
|
| Loans individually evaluated for impairment |
0 |
0 |
|
| Loans collectively evaluated for impairment |
9,388 |
5,868 |
|
| Total ending loans balance |
$ 9,388 |
$ 5,868 |
|