Consolidated Statements of Operations - USD ($)
 12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Interest Income      
Loans, Including Fees $ 38,942,503 $ 39,716,269 $ 39,735,615
Federal Funds Sold   14,561 32,100
Deposits with Other Banks 124,459 79,735 41,639
U.S. Government Agencies 5,263,741 4,235,207 4,737,878
State, County and Municipal 127,379 107,638 99,736
Dividends on Other Investments 131,007 122,070 115,134
44,589,089 44,275,480 44,762,102
Interest Expense      
Deposits 4,781,228 4,856,673 5,113,024
Federal Funds Purchased 581 26 19
Borrowed Money 1,701,522 1,712,548 1,685,744
6,483,331 6,569,247 6,798,787
Net Interest Income 38,105,758 37,706,233 37,963,315
Provision for Loan Losses 1,062,000 865,500 1,308,000
Net Interest Income After Provision for Loan Losses 37,043,758 36,840,733 36,655,315
Noninterest Income      
Service Charges on Deposits 4,307,214 4,268,438 4,649,008
Other Service Charges, Commissions and Fees 2,802,651 2,627,157 2,387,589
Mortgage Fee Income 681,806 527,187 419,963
Securities Gains (Losses) 385,223 (11,466) 23,735
Other 1,376,860 1,633,205 1,644,294
9,553,754 9,044,521 9,124,589
Noninterest Expenses      
Salaries and Employee Benefits 18,482,693 17,589,631 17,507,926
Occupancy and Equipment 3,970,244 3,989,347 4,062,844
Directors’ Fees 348,755 358,291 392,132
Legal and Professional Fees 791,563 737,731 785,683
Foreclosed Property 1,143,518 1,682,783 2,701,436
FDIC Assessment 603,654 899,302 965,898
Advertising 609,892 624,844 652,374
Software 1,112,065 992,593 925,489
Telephone 737,063 710,038 735,735
ATM/Card Processing 1,136,122 1,061,262 905,732
Other 5,137,400 5,078,932 5,344,743
34,072,969 33,724,754 34,979,992
Income Before Income Taxes 12,524,543 12,160,500 10,799,912
Income Taxes 3,851,333 3,787,803 3,268,287
Net Income 8,673,210 8,372,697 7,531,625
Preferred Stock Dividends 1,493,310 2,375,010 2,688,604
Net Income Available to Common Stockholders $ 7,179,900 $ 5,997,687 $ 4,843,021
Net Income Per Share of Common Stock      
Basic (in dollars per share) $ 0.85 $ 0.71 $ 0.57
Diluted (in dollars per share) 0.84 0.71 0.57
Cash Dividends Declared Per Share of Common Stock (in dollars per share) $ 0 $ 0 $ 0
Weighted Average Shares Outstanding, Basic (in shares) 8,439,258 8,439,258 8,439,258
Weighted Average Shares Outstanding, Diluted (in shares) 8,513,295 8,458,461 8,439,258