Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Interest income:      
Interest and fees on loans $ 58,155 $ 45,304 $ 48,832
Interest on investments 8,982 5,436 5,839
Other investment income 237 245 208
Total interest income 67,374 50,985 54,879
Interest expense:      
Interest bearing demand 982 732 1,051
Savings 31 22 23
Time 1,270 1,045 2,017
Other borrowings 6 970 1,908
Total interest expense 2,289 2,769 4,999
Net Interest Income (Loss) after Provision for Loan Losses      
Net interest income 65,085 48,216 49,880
Loan loss provision 0 1,000 1,100
Net interest income after loan loss provision 65,085 47,216 48,780
Non-interest income:      
Service charges on deposit accounts 4,621 3,031 3,244
Card issuer and merchant services fees, net 6,213 3,310 2,632
Earnings on BOLI 986 862 1,022
Mortgage banking income, net 2,296 4,261 4,319
Swap fee income 1,847 430 0
Small Business Administration Loans Sales And Fee Income 1,120 507 0
Other income 3,088 2,052 1,874
Total non-interest income 20,171 14,453 13,091
Non-interest expense:      
Salaries and employee benefits 41,421 32,651 31,559
Occupancy 9,131 4,931 4,598
Information technology 4,346 2,488 1,842
Equipment 1,963 1,583 1,547
Communications 2,263 1,496 1,541
FDIC insurance 1,517 1,542 2,519
OREO expense 988 529 1,725
Professional services 8,121 4,249 3,999
Increase (decrease) in reserve for unfunded loan commitments 0 0 (1,110)
Prepayment penalties on FHLB borrowings 0 3,827 0
Card Issuer Expense 2,903 1,392 986
General Insurance Expense 1,214 659 682
Other expenses 7,474 5,623 5,953
Total non-interest expense 81,341 60,970 55,841
Income before income taxes 3,915 699 6,030
Income tax (provision) benefit (178) 50,146 (79)
Net income $ 3,737 $ 50,845 $ 5,951
Basic and diluted income per share:      
Net income per common share (basic) (in dollars per share) $ 0.06 $ 1.08 $ 0.13
Net income per common share (diluted) (in dollars per share) $ 0.06 $ 1.07 $ 0.13