| Schedule of capital adequacy requirements |
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Minimum
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Minimum
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Capital
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To Be Well
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Actual
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Requirement
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Capitalized
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Amount
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Ratio
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Amount
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Ratio
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Amount
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Ratio
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(dollars in thousands)
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As of December 31, 2014:
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Total Capital (to Risk Weighted Assets)
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Consolidated
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$
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488,908
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18.66
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%
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$
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209,554
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8.00
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%
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$
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261,942
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10.00
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%
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Busey Bank
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$
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388,479
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14.94
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%
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$
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207,991
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8.00
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%
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$
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259,988
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10.00
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%
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Tier 1 Capital (to Risk Weighted Assets)
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Consolidated
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$
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455,354
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17.38
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%
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$
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104,777
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4.00
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%
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$
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157,166
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6.00
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%
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Busey Bank
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$
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355,166
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13.66
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%
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$
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103,996
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4.00
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%
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$
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155,993
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6.00
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%
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Tier 1 Capital (to Average Assets)
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Consolidated
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$
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455,354
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12.79
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%
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$
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142,401
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4.00
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%
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N/A
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N/A
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Busey Bank
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$
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355,166
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10.10
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%
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$
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140,677
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4.00
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%
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$
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175,846
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5.00
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%
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As of December 31, 2013:
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Total Capital (to Risk Weighted Assets)
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Consolidated
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$
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449,407
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18.21
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%
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$
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197,422
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8.00
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%
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$
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246,777
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10.00
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%
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Busey Bank
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$
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396,248
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16.17
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%
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$
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196,002
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8.00
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%
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$
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245,002
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10.00
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%
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Tier 1 Capital (to Risk Weighted Assets)
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Consolidated
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$
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417,564
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16.92
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%
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$
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98,711
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4.00
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%
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$
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148,067
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6.00
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%
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Busey Bank
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$
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364,625
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14.88
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%
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$
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98,001
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4.00
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%
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$
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147,001
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6.00
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%
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Tier 1 Capital (to Average Assets)
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Consolidated
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$
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417,564
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12.02
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%
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$
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138,896
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4.00
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%
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N/A
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N/A
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Busey Bank
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$
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364,625
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10.66
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%
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$
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136,818
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4.00
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%
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$
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171,023
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5.00
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%
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