BORROWED FUNDS (Details) (USD $)
Dec. 31, 2013
Dec. 31, 2012
Summary of borrowed funds    
FHLB advances $ 195,000,000 $ 140,000,000
Repurchase agreements 30,000,000 85,000,000
Statutory trust debenture 25,370,000 25,352,000
Borrowed funds 250,370,000 250,352,000
Advances from the FHLB that bear fixed interest rates with remaining periods until maturity    
Due in one year or less 30,000,000 20,000,000
Due after one year through five years 165,000,000 100,000,000
Due after five years through ten years   20,000,000
Total FHLB advances 195,000,000 140,000,000
Repurchase agreements that bear fixed interest rates with remaining periods until maturity    
Due in one year or less 30,000,000 55,000,000
Due after one year through five years   30,000,000
Total 30,000,000 85,000,000
FHLB Advances disclosures    
FHLB advances, convertible $ 50,000,000  
FHLB advances, convertible (as a percent) 25.60%