DEPOSITS (Details) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
DEPOSITS    
Non-interest bearing deposits $ 291,109,000 $ 328,892,000
Non-interest bearing deposits, percentage 7.90% 8.40%
Interest-earning checking accounts 686,582,000 663,737,000
Interest-earning checking accounts, percentage 18.80% 16.90%
Municipal checking accounts 383,043,000 611,599,000
Municipal checking accounts, percentage 10.50% 15.60%
Money market accounts 441,881,000 496,508,000
Money market accounts, percentage 12.10% 12.60%
Savings accounts 1,127,339,000 1,037,424,000
Savings accounts, percentage 30.80% 26.40%
Certificates of deposit 730,062,000 789,353,000
Certificates of deposit, percentage 19.90% 20.10%
Total deposits 3,660,016,000 3,927,513,000
Total deposits, percentage 100.00% 100.00%
Decrease in deposits 267,500,000  
Decrease of municipal deposits $ 228,600,000