|
|
|
Residential |
|
|
|
|
Mortgage Servicing Rights |
|
|
(Dollars in thousands) |
|
December 31, 2013 |
|
|
Fair value of residential mortgage servicing rights |
|
$ |
1,524 |
|
|
|
|
|
|
|
Weighted average life (years) |
|
6 |
|
|
|
|
|
|
|
Prepayment speed |
|
|
|
|
Effect on fair value of a 20% increase |
|
$ |
(101 |
) |
|
Effect on fair value of a 10% increase |
|
(52 |
) |
|
Effect on fair value of a 10% decrease |
|
57 |
|
|
Effect on fair value of a 20% decrease |
|
117 |
|
|
|
|
|
|
|
Discount rate |
|
|
|
|
Effect on fair value of a 20% increase |
|
$ |
(106 |
) |
|
Effect on fair value of a 10% increase |
|
(54 |
) |
|
Effect on fair value of a 10% decrease |
|
59 |
|
|
Effect on fair value of a 20% decrease |
|
122 |
|
|
|
|
|
|
|
Escrow earnings credit |
|
|
|
|
Effect on fair value of a 20% increase |
|
$ |
32 |
|
|
Effect on fair value of a 10% increase |
|
16 |
|
|
Effect on fair value of a 10% decrease |
|
(14 |
) |
|
Effect on fair value of a 20% decrease |
|
(32 |
) |