| Summary of bank's actual capital amounts and ratios |
|
|
|
Actual |
|
For Capital Adequacy Purposes |
|
To Be Well
Capitalized
Under Prompt
Corrective
Action Provisions |
|
|
(Dollars in thousands) |
|
Capital
Amount |
|
Ratio |
|
Capital
Amount |
|
Ratio |
|
Capital
Amount |
|
Ratio |
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|
As of December 31, 2013: |
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|
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|
|
|
|
|
|
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|
|
|
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|
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|
|
Tier 1 Capital (to average assets) |
|
$ |
456,285 |
|
10.22 |
% |
$ |
134,000 |
|
3.00 |
% |
$ |
223,333 |
|
5.00 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1 Capital (to risk weighted assets) |
|
456,285 |
|
20.57 |
% |
88,740 |
|
4.00 |
% |
133,109 |
|
6.00 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Capital (to risk weighted assets) |
|
484,370 |
|
21.83 |
% |
177,479 |
|
8.00 |
% |
221,849 |
|
10.00 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
As of December 31, 2012: |
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1 Capital (to average assets) |
|
$ |
454,505 |
|
9.53 |
% |
$ |
143,057 |
|
3.00 |
% |
$ |
238,428 |
|
5.00 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Tier 1 Capital (to risk weighted assets) |
|
454,505 |
|
19.23 |
% |
94,517 |
|
4.00 |
% |
141,776 |
|
6.00 |
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Capital (to risk weighted assets) |
|
484,462 |
|
20.50 |
% |
189,034 |
|
8.00 |
% |
236,293 |
|
10.00 |
% | |