Fair Value Measurements (Tables)
9 Months Ended
Sep. 30, 2012
Fair Value Measurements [Abstract]  
Schedule of estimated fair values, and related carrying or notional amounts, of financial instruments
                                         
    September 30, 2012 (unaudited)  
    Carrying     Fair                    
    Amount     Value     Level 1     Level 2     Level 3  

Financial assets:

                                       

Cash and cash equivalents (a)

  $ 33,073     $ 33,073     $ 33,073     $ —       $ —    

Interest-bearing time deposits with other banks (a)

    119       119       —         119       —    

Investments in available-for-sale securities

    22,765       22,765       —         22,765       —    

Held-to-maturity securities (b)

    71,992       74,413       —         74,413       —    

Federal Home Loan Bank stock (a)

    7,627       7,627       —         7,627       —    

Loans held-for-sale

    4,042       4,338       —         —         4,338  

Loans, net (c)

    657,353       669,077       —         —         669,077  

Accrued interest receivable (a)

    2,446       2,446       2,446       —         —    
           

Financial liabilities:

                                       

Deposits (d)

    578,625       593,245       —         593,245       —    

Federal Home Loan Bank advances (d)

    97,600       98,188       —         98,188       —    

Securities sold under agreements to repurchase (a)

    3,193       3,193       —         3,193       —    

Other borrowed funds (a)

    1,463       1,463       —         1,463       —    

Accrued interest payable (a)

    370       370       370       —         —    

Mortgagor’s escrow accounts (a)

    808       808       808       —         —    

Assets above for which fair value is only disclosed

a - Carrying value approximates fair value.

b - The fair values presented are based on quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments and/or discounted cash flow analyses.

c - Fair value is estimated by discounting estimated future cash flows.

d - Fair value was determined by discounting anticipated future cash payments using rates currently available for instruments with similar remaining maturities.

 

                 
    December 31, 2011  
    Carrying     Fair  
    Amount     Value  

Financial assets:

               

Cash and cash equivalents

  $ 22,795     $ 22,795  

Interest-bearing time deposits with other banks

    119       123  

Investments in available-for-sale securities

    —         —    

Held-to-maturity securities

    89,391       91,096  

Federal Home Loan Bank stock

    8,038       8,038  

Loans held-for-sale

    15,877       15,918  

Loans, net

    509,964       515,948  

Accrued interest receivable

    2,185       2,185  
     

Financial liabilities:

               

Deposits

    430,654       433,267  

Federal Home Loan Bank advances

    95,600       96,001  

Securities sold under agreements to repurchase

    2,985       2,985  

Other borrowed funds

    1,502       1,469  

Accrued interest payable

    177       177  

Mortgagors’ escrow accounts

    442       442  
Summary of fair value hierarchy used to determine each adjustment and the carrying value of the related individual assets
                         
    September 30, 2012  
          (unaudited)        
    Level 1     Level 2     Level 3  

Impaired loans

  $ —       $ —       $ 2,124  

Other real estate owned

    —         —         661  
   

 

 

   

 

 

   

 

 

 

Totals

  $ —       $ —       $ 2,785  
   

 

 

   

 

 

   

 

 

 
   
    December 31, 2011  
    Level 1     Level 2     Level 3  

Impaired loans

  $ —       $ —       $ 1,315  
   

 

 

   

 

 

   

 

 

 

Totals

  $ —       $ —       $ 1,315