LOANS, NET - Gross balance of loan portfolio (Details) - PEN (S/)
S/ in Thousands |
12 Months Ended |
Dec. 31, 2019 |
Dec. 31, 2018 |
Dec. 31, 2017 |
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
S/ 109,960,624
|
|
|
| Write-offs |
|
|
S/ (1,426,201)
|
| Balances at the end of the period |
114,807,958
|
S/ 109,960,624
|
|
| Stage 1 [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
961,784
|
|
|
| Transfer to Stage 2 |
(54,290)
|
|
|
| Transfer to Stage 3 |
(140,366)
|
|
|
| Transfer from Stage 2 |
197,124
|
|
|
| Transfer from Stage 3 |
42,132
|
|
|
| Transfers between classes of loans |
0
|
|
|
| Change in PDs, LGDs, EADs |
206,702
|
|
|
| New loans, liquidation and write-offs, net |
(125,447)
|
|
|
| Sale of loan portfolio |
0
|
|
|
| Exchange differences and others |
(15,259)
|
|
|
| Acquisition of business |
28,387
|
|
|
| Balances at the end of the period |
1,100,767
|
961,784
|
|
| Stage 1 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
113,208,189
|
105,552,681
|
|
| Transfer to Stage 2 |
(2,698,325)
|
(3,900,592)
|
|
| Transfer to Stage 3 |
(1,451,648)
|
(876,697)
|
|
| Transfer from Stage 2 |
2,846,034
|
1,825,529
|
|
| Transfer from Stage 3 |
57,325
|
65,218
|
|
| Transfers between classes of loans |
0
|
0
|
|
| New loans, liquidation and write-offs, net |
7,522,298
|
9,671,447
|
|
| Sale of loan portfolio |
0
|
0
|
|
| Exchange differences and others |
(386,694)
|
870,603
|
|
| Acquisition of business |
649,278
|
|
|
| Balances at the end of the period |
119,746,457
|
113,208,189
|
105,552,681
|
| Stage 2 [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
938,531
|
|
|
| Transfer to Stage 1 |
(197,124)
|
|
|
| Transfer to Stage 3 |
(112,694)
|
|
|
| Transfer from Stage 1 |
54,290
|
|
|
| Transfer from Stage 3 |
36,108
|
|
|
| Change in PDs, LGDs, EADs |
501,077
|
|
|
| New loans, liquidation and write-offs, net |
(276,853)
|
|
|
| Exchange differences and others |
(567)
|
|
|
| Acquisition of business |
12,442
|
|
|
| Balances at the end of the period |
955,210
|
938,531
|
|
| Stage 2 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
12,177,920
|
7,870,109
|
|
| Transfer to Stage 1 |
(2,846,034)
|
(1,825,529)
|
|
| Transfer to Stage 3 |
(899,533)
|
(834,918)
|
|
| Transfer from Stage 1 |
2,698,325
|
3,900,592
|
|
| Transfer from Stage 3 |
42,861
|
56,100
|
|
| Transfers between classes of loans |
|
0
|
|
| New loans, liquidation and write-offs, net |
(1,473,674)
|
2,917,428
|
|
| Sale of loan portfolio |
0
|
0
|
|
| Exchange differences and others |
(21,777)
|
94,138
|
|
| Acquisition of business |
33,754
|
|
|
| Balances at the end of the period |
9,711,842
|
12,177,920
|
7,870,109
|
| Stage 3 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
6,316,754
|
6,243,717
|
|
| Transfer to Stage 1 |
(57,325)
|
(65,218)
|
|
| Transfer to Stage 2 |
(42,861)
|
(56,100)
|
|
| Transfer from Stage 1 |
1,451,648
|
876,697
|
|
| Transfer from Stage 2 |
899,533
|
834,918
|
|
| Transfers between classes of loans |
0
|
0
|
|
| New loans, liquidation and write-offs, net |
(1,512,779)
|
(1,373,426)
|
|
| Sale of loan portfolio |
(151,781)
|
(197,623)
|
|
| Exchange differences and others |
(24,200)
|
53,789
|
|
| Acquisition of business |
86,927
|
|
|
| Balances at the end of the period |
6,965,916
|
6,316,754
|
6,243,717
|
| Stage 3 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
3,414,216
|
|
|
| Transfer to Stage 1 |
(42,132)
|
|
|
| Transfer to Stage 2 |
(36,108)
|
|
|
| Transfer from Stage 1 |
140,366
|
|
|
| Transfer from Stage 2 |
112,694
|
|
|
| Change in PDs, LGDs, EADs |
1,060,640
|
|
|
| New loans, liquidation and write-offs, net |
(1,088,947)
|
|
|
| Sale of loan portfolio |
(111,312)
|
|
|
| Exchange differences and others |
(74,909)
|
|
|
| Acquisition of business |
77,274
|
|
|
| Balances at the end of the period |
3,451,782
|
3,414,216
|
|
| Consolidated 3 Stages [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
5,314,531
|
|
|
| New loans and liquidation, net |
331,672
|
|
|
| Change in PDs, LGDs, EADs |
1,768,419
|
|
|
| Write-offs |
(1,822,919)
|
|
|
| Sale of loan portfolio |
(111,312)
|
|
|
| Exchange differences and others |
(90,735)
|
|
|
| Acquisition of business |
118,103
|
|
|
| Balances at the end of the period |
5,507,759
|
5,314,531
|
|
| Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
131,702,863
|
119,666,507
|
|
| Transfers between classes of loans |
|
0
|
|
| New loans and liquidation, net |
6,359,302
|
12,756,614
|
|
| Write-offs |
(1,823,457)
|
(1,541,165)
|
|
| Sale of loan portfolio |
(151,781)
|
(197,623)
|
|
| Exchange differences and others |
(432,671)
|
1,018,530
|
|
| Acquisition of business |
769,959
|
|
|
| Balances at the end of the period |
136,424,215
|
131,702,863
|
119,666,507
|
| Commercial loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
63,609,988
|
|
|
| Write-offs |
|
|
(217,160)
|
| Balances at the end of the period |
63,097,073
|
63,609,988
|
|
| Commercial loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
74,210,068
|
70,538,767
|
|
| Transfer to Stage 2 |
(1,157,585)
|
(2,216,860)
|
|
| Transfer to Stage 3 |
(569,032)
|
(187,558)
|
|
| Transfer from Stage 2 |
1,511,304
|
807,179
|
|
| Transfer from Stage 3 |
13,724
|
18,884
|
|
| Transfers between classes of loans |
370,433
|
379,440
|
|
| New loans, liquidation and write-offs, net |
1,608,096
|
4,176,547
|
|
| Sale of loan portfolio |
0
|
0
|
|
| Exchange differences and others |
(312,259)
|
693,669
|
|
| Acquisition of business |
163,499
|
|
|
| Balances at the end of the period |
75,838,248
|
74,210,068
|
70,538,767
|
| Commercial loans [Member] | Stage 1 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
311,767
|
|
|
| Transfer to Stage 2 |
(11,258)
|
|
|
| Transfer to Stage 3 |
(9,281)
|
|
|
| Transfer from Stage 2 |
41,033
|
|
|
| Transfer from Stage 3 |
9,492
|
|
|
| Transfers between classes of loans |
4,886
|
|
|
| Change in PDs, LGDs, EADs |
10,982
|
|
|
| New loans, liquidation and write-offs, net |
36,768
|
|
|
| Sale of loan portfolio |
0
|
|
|
| Exchange differences and others |
(8,834)
|
|
|
| Acquisition of business |
3,130
|
|
|
| Balances at the end of the period |
388,685
|
311,767
|
|
| Commercial loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
7,530,106
|
3,549,605
|
|
| Transfer to Stage 1 |
(1,511,304)
|
(807,179)
|
|
| Transfer to Stage 3 |
(381,261)
|
(306,268)
|
|
| Transfer from Stage 1 |
1,157,585
|
2,216,860
|
|
| Transfer from Stage 3 |
8,894
|
16,587
|
|
| Transfers between classes of loans |
54,299
|
45,734
|
|
| New loans, liquidation and write-offs, net |
(1,960,025)
|
2,764,890
|
|
| Sale of loan portfolio |
0
|
0
|
|
| Exchange differences and others |
(20,022)
|
49,877
|
|
| Acquisition of business |
4,767
|
|
|
| Balances at the end of the period |
4,883,039
|
7,530,106
|
3,549,605
|
| Commercial loans [Member] | Stage 2 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
151,999
|
|
|
| Transfer to Stage 1 |
(41,033)
|
|
|
| Transfer to Stage 3 |
(21,988)
|
|
|
| Transfer from Stage 1 |
11,258
|
|
|
| Transfer from Stage 3 |
6,102
|
|
|
| Transfers between classes of loans |
994
|
|
|
| Change in PDs, LGDs, EADs |
62,277
|
|
|
| New loans, liquidation and write-offs, net |
(4,601)
|
|
|
| Exchange differences and others |
(511)
|
|
|
| Acquisition of business |
1,638
|
|
|
| Balances at the end of the period |
166,135
|
151,999
|
|
| Commercial loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
3,398,900
|
3,253,560
|
|
| Transfer to Stage 1 |
(13,724)
|
(18,884)
|
|
| Transfer to Stage 2 |
(8,894)
|
(16,587)
|
|
| Transfer from Stage 1 |
569,032
|
187,558
|
|
| Transfer from Stage 2 |
381,261
|
306,268
|
|
| Transfers between classes of loans |
(33,193)
|
(33,127)
|
|
| New loans, liquidation and write-offs, net |
(446,188)
|
(258,918)
|
|
| Sale of loan portfolio |
(72,219)
|
(57,956)
|
|
| Exchange differences and others |
(18,719)
|
36,986
|
|
| Acquisition of business |
15,161
|
|
|
| Balances at the end of the period |
3,771,417
|
3,398,900
|
3,253,560
|
| Commercial loans [Member] | Stage 3 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
1,355,363
|
|
|
| Transfer to Stage 1 |
(9,492)
|
|
|
| Transfer to Stage 2 |
(6,102)
|
|
|
| Transfer from Stage 1 |
9,281
|
|
|
| Transfer from Stage 2 |
21,988
|
|
|
| Transfers between classes of loans |
(33,973)
|
|
|
| Change in PDs, LGDs, EADs |
301,493
|
|
|
| New loans, liquidation and write-offs, net |
(275,028)
|
|
|
| Sale of loan portfolio |
(55,783)
|
|
|
| Exchange differences and others |
(6,348)
|
|
|
| Acquisition of business |
13,828
|
|
|
| Balances at the end of the period |
1,315,227
|
1,355,363
|
|
| Commercial loans [Member] | Consolidated 3 Stages [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
1,819,129
|
|
|
| Transfers between classes of loans |
(28,093)
|
|
|
| New loans and liquidation, net |
(61,341)
|
|
|
| Change in PDs, LGDs, EADs |
374,752
|
|
|
| Write-offs |
(181,520)
|
|
|
| Sale of loan portfolio |
(55,783)
|
|
|
| Exchange differences and others |
(15,693)
|
|
|
| Acquisition of business |
18,596
|
|
|
| Balances at the end of the period |
1,870,047
|
1,819,129
|
|
| Commercial loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
85,139,074
|
77,341,932
|
|
| Transfers between classes of loans |
391,539
|
392,047
|
|
| New loans and liquidation, net |
(622,356)
|
6,797,559
|
|
| Write-offs |
(175,761)
|
(115,040)
|
|
| Sale of loan portfolio |
(72,219)
|
(57,956)
|
|
| Exchange differences and others |
(351,000)
|
780,532
|
|
| Acquisition of business |
183,427
|
|
|
| Balances at the end of the period |
84,492,704
|
85,139,074
|
77,341,932
|
| Residential mortgage loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Write-offs |
|
|
(10,662)
|
| Residential mortgage loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
16,049,110
|
14,119,221
|
|
| Transfer to Stage 2 |
(411,622)
|
(416,937)
|
|
| Transfer to Stage 3 |
(135,231)
|
(159,561)
|
|
| Transfer from Stage 2 |
315,586
|
151,660
|
|
| Transfer from Stage 3 |
12,980
|
11,333
|
|
| Transfers between classes of loans |
2,633
|
14,782
|
|
| New loans, liquidation and write-offs, net |
2,108,051
|
2,216,316
|
|
| Sale of loan portfolio |
0
|
0
|
|
| Exchange differences and others |
(64,077)
|
112,296
|
|
| Acquisition of business |
25,598
|
|
|
| Balances at the end of the period |
17,903,028
|
16,049,110
|
14,119,221
|
| Residential mortgage loans [Member] | Stage 1 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
31,479
|
|
|
| Transfer to Stage 2 |
(2,069)
|
|
|
| Transfer to Stage 3 |
(726)
|
|
|
| Transfer from Stage 2 |
7,857
|
|
|
| Transfer from Stage 3 |
6,178
|
|
|
| Transfers between classes of loans |
134
|
|
|
| Change in PDs, LGDs, EADs |
(11,675)
|
|
|
| New loans, liquidation and write-offs, net |
6,850
|
|
|
| Sale of loan portfolio |
0
|
|
|
| Exchange differences and others |
(490)
|
|
|
| Acquisition of business |
547
|
|
|
| Balances at the end of the period |
38,085
|
31,479
|
|
| Residential mortgage loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
762,549
|
569,685
|
|
| Transfer to Stage 1 |
(315,586)
|
(151,660)
|
|
| Transfer to Stage 3 |
(142,954)
|
(123,255)
|
|
| Transfer from Stage 1 |
411,622
|
416,937
|
|
| Transfer from Stage 3 |
4,840
|
6,586
|
|
| Transfers between classes of loans |
155
|
240
|
|
| New loans, liquidation and write-offs, net |
59,553
|
942
|
|
| Sale of loan portfolio |
0
|
0
|
|
| Exchange differences and others |
(1,813)
|
43,074
|
|
| Acquisition of business |
336
|
|
|
| Balances at the end of the period |
778,702
|
762,549
|
569,685
|
| Residential mortgage loans [Member] | Stage 2 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
22,404
|
|
|
| Transfer to Stage 1 |
(7,857)
|
|
|
| Transfer to Stage 3 |
(4,562)
|
|
|
| Transfer from Stage 1 |
2,069
|
|
|
| Transfer from Stage 3 |
2,434
|
|
|
| Transfers between classes of loans |
42
|
|
|
| Change in PDs, LGDs, EADs |
8,409
|
|
|
| New loans, liquidation and write-offs, net |
2,780
|
|
|
| Exchange differences and others |
(100)
|
|
|
| Acquisition of business |
65
|
|
|
| Balances at the end of the period |
25,684
|
22,404
|
|
| Residential mortgage loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
959,033
|
862,645
|
|
| Transfer to Stage 1 |
(12,980)
|
(11,333)
|
|
| Transfer to Stage 2 |
(4,840)
|
(6,586)
|
|
| Transfer from Stage 1 |
135,231
|
159,561
|
|
| Transfer from Stage 2 |
142,954
|
123,255
|
|
| Transfers between classes of loans |
0
|
353
|
|
| New loans, liquidation and write-offs, net |
(179,012)
|
(128,110)
|
|
| Sale of loan portfolio |
(41,080)
|
(49,908)
|
|
| Exchange differences and others |
(4,634)
|
9,156
|
|
| Acquisition of business |
319
|
|
|
| Balances at the end of the period |
994,991
|
959,033
|
862,645
|
| Residential mortgage loans [Member] | Stage 3 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
470,286
|
|
|
| Transfer to Stage 1 |
(6,178)
|
|
|
| Transfer to Stage 2 |
(2,434)
|
|
|
| Transfer from Stage 1 |
726
|
|
|
| Transfer from Stage 2 |
4,562
|
|
|
| Change in PDs, LGDs, EADs |
146,860
|
|
|
| New loans, liquidation and write-offs, net |
(101,740)
|
|
|
| Sale of loan portfolio |
(24,319)
|
|
|
| Exchange differences and others |
(15,245)
|
|
|
| Acquisition of business |
193
|
|
|
| Balances at the end of the period |
472,711
|
470,286
|
|
| Residential mortgage loans [Member] | Consolidated 3 Stages [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
524,169
|
|
|
| Transfers between classes of loans |
176
|
|
|
| New loans and liquidation, net |
(49,190)
|
|
|
| Change in PDs, LGDs, EADs |
143,594
|
|
|
| Write-offs |
(42,920)
|
|
|
| Sale of loan portfolio |
(24,319)
|
|
|
| Exchange differences and others |
(15,835)
|
|
|
| Acquisition of business |
805
|
|
|
| Balances at the end of the period |
536,480
|
524,169
|
|
| Residential mortgage loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
17,770,692
|
15,551,551
|
|
| Transfers between classes of loans |
2,788
|
15,375
|
|
| New loans and liquidation, net |
2,028,601
|
2,100,819
|
|
| Write-offs |
(40,009)
|
(11,671)
|
|
| Sale of loan portfolio |
(41,080)
|
(49,908)
|
|
| Exchange differences and others |
(70,524)
|
164,526
|
|
| Acquisition of business |
26,253
|
|
|
| Balances at the end of the period |
19,676,721
|
17,770,692
|
15,551,551
|
| Micro-business loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Write-offs |
|
|
(437,594)
|
| Micro-business loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
12,236,140
|
11,561,250
|
|
| Transfer to Stage 2 |
(504,971)
|
(612,647)
|
|
| Transfer to Stage 3 |
(440,088)
|
(325,773)
|
|
| Transfer from Stage 2 |
491,781
|
412,930
|
|
| Transfer from Stage 3 |
12,896
|
13,543
|
|
| Transfers between classes of loans |
(355,466)
|
(360,158)
|
|
| New loans, liquidation and write-offs, net |
1,973,561
|
1,512,206
|
|
| Sale of loan portfolio |
0
|
0
|
|
| Exchange differences and others |
(462)
|
34,789
|
|
| Acquisition of business |
368,932
|
|
|
| Balances at the end of the period |
13,782,323
|
12,236,140
|
11,561,250
|
| Micro-business loans [Member] | Stage 1 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
342,519
|
|
|
| Transfer to Stage 2 |
(22,272)
|
|
|
| Transfer to Stage 3 |
(49,368)
|
|
|
| Transfer from Stage 2 |
57,319
|
|
|
| Transfer from Stage 3 |
9,631
|
|
|
| Transfers between classes of loans |
(6,511)
|
|
|
| Change in PDs, LGDs, EADs |
149,468
|
|
|
| New loans, liquidation and write-offs, net |
(71,852)
|
|
|
| Sale of loan portfolio |
0
|
|
|
| Exchange differences and others |
(5,759)
|
|
|
| Acquisition of business |
22,467
|
|
|
| Balances at the end of the period |
425,642
|
342,519
|
|
| Micro-business loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
1,965,061
|
1,986,325
|
|
| Transfer to Stage 1 |
(491,781)
|
(412,930)
|
|
| Transfer to Stage 3 |
(208,610)
|
(205,492)
|
|
| Transfer from Stage 1 |
504,971
|
612,647
|
|
| Transfer from Stage 3 |
6,320
|
8,582
|
|
| Transfers between classes of loans |
(53,193)
|
(45,172)
|
|
| New loans, liquidation and write-offs, net |
95,835
|
20,395
|
|
| Sale of loan portfolio |
0
|
0
|
|
| Exchange differences and others |
(311)
|
706
|
|
| Acquisition of business |
21,305
|
|
|
| Balances at the end of the period |
1,839,597
|
1,965,061
|
1,986,325
|
| Micro-business loans [Member] | Stage 2 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
263,593
|
|
|
| Transfer to Stage 1 |
(57,319)
|
|
|
| Transfer to Stage 3 |
(43,113)
|
|
|
| Transfer from Stage 1 |
22,272
|
|
|
| Transfer from Stage 3 |
5,576
|
|
|
| Transfers between classes of loans |
(956)
|
|
|
| Change in PDs, LGDs, EADs |
172,546
|
|
|
| New loans, liquidation and write-offs, net |
(121,662)
|
|
|
| Exchange differences and others |
63
|
|
|
| Acquisition of business |
8,960
|
|
|
| Balances at the end of the period |
249,960
|
263,593
|
|
| Micro-business loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
1,257,956
|
1,295,025
|
|
| Transfer to Stage 1 |
(12,896)
|
(13,543)
|
|
| Transfer to Stage 2 |
(6,320)
|
(8,582)
|
|
| Transfer from Stage 1 |
440,088
|
325,773
|
|
| Transfer from Stage 2 |
208,610
|
205,492
|
|
| Transfers between classes of loans |
32,745
|
32,923
|
|
| New loans, liquidation and write-offs, net |
(591,241)
|
(509,009)
|
|
| Sale of loan portfolio |
(33,262)
|
(75,916)
|
|
| Exchange differences and others |
(366)
|
5,793
|
|
| Acquisition of business |
55,544
|
|
|
| Balances at the end of the period |
1,350,858
|
1,257,956
|
1,295,025
|
| Micro-business loans [Member] | Stage 3 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
979,292
|
|
|
| Transfer to Stage 1 |
(9,631)
|
|
|
| Transfer to Stage 2 |
(5,576)
|
|
|
| Transfer from Stage 1 |
49,368
|
|
|
| Transfer from Stage 2 |
43,113
|
|
|
| Transfers between classes of loans |
32,878
|
|
|
| Change in PDs, LGDs, EADs |
327,884
|
|
|
| New loans, liquidation and write-offs, net |
(457,093)
|
|
|
| Sale of loan portfolio |
(27,267)
|
|
|
| Exchange differences and others |
(22,688)
|
|
|
| Acquisition of business |
50,605
|
|
|
| Balances at the end of the period |
960,885
|
979,292
|
|
| Micro-business loans [Member] | Consolidated 3 Stages [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
1,585,404
|
|
|
| Transfers between classes of loans |
25,411
|
|
|
| New loans and liquidation, net |
166,279
|
|
|
| Change in PDs, LGDs, EADs |
649,898
|
|
|
| Write-offs |
(816,886)
|
|
|
| Sale of loan portfolio |
(27,267)
|
|
|
| Exchange differences and others |
(28,384)
|
|
|
| Acquisition of business |
82,032
|
|
|
| Balances at the end of the period |
1,636,487
|
1,585,404
|
|
| Micro-business loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
15,459,157
|
14,842,600
|
|
| Transfers between classes of loans |
(375,914)
|
(372,407)
|
|
| New loans and liquidation, net |
2,295,045
|
1,690,098
|
|
| Write-offs |
(816,890)
|
(666,506)
|
|
| Sale of loan portfolio |
(33,262)
|
(75,916)
|
|
| Exchange differences and others |
(1,139)
|
41,288
|
|
| Acquisition of business |
445,781
|
|
|
| Balances at the end of the period |
16,972,778
|
15,459,157
|
14,842,600
|
| Consumer loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
13,326,489
|
|
|
| Write-offs |
|
|
(760,785)
|
| Balances at the end of the period |
15,281,239
|
13,326,489
|
|
| Consumer loans [Member] | Stage 1 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
10,712,871
|
9,333,443
|
|
| Transfer to Stage 2 |
(624,147)
|
(654,148)
|
|
| Transfer to Stage 3 |
(307,297)
|
(203,805)
|
|
| Transfer from Stage 2 |
527,363
|
453,760
|
|
| Transfer from Stage 3 |
17,725
|
21,458
|
|
| Transfers between classes of loans |
(17,600)
|
(34,064)
|
|
| New loans, liquidation and write-offs, net |
1,832,590
|
1,766,378
|
|
| Sale of loan portfolio |
0
|
0
|
|
| Exchange differences and others |
(9,896)
|
29,849
|
|
| Acquisition of business |
91,249
|
|
|
| Balances at the end of the period |
12,222,858
|
10,712,871
|
9,333,443
|
| Consumer loans [Member] | Stage 1 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
276,019
|
|
|
| Transfer to Stage 2 |
(18,691)
|
|
|
| Transfer to Stage 3 |
(80,991)
|
|
|
| Transfer from Stage 2 |
90,915
|
|
|
| Transfer from Stage 3 |
16,831
|
|
|
| Transfers between classes of loans |
1,491
|
|
|
| Change in PDs, LGDs, EADs |
57,927
|
|
|
| New loans, liquidation and write-offs, net |
(97,213)
|
|
|
| Sale of loan portfolio |
0
|
|
|
| Exchange differences and others |
(176)
|
|
|
| Acquisition of business |
2,243
|
|
|
| Balances at the end of the period |
248,355
|
276,019
|
|
| Consumer loans [Member] | Stage 2 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
1,920,204
|
1,764,494
|
|
| Transfer to Stage 1 |
(527,363)
|
(453,760)
|
|
| Transfer to Stage 3 |
(166,708)
|
(199,903)
|
|
| Transfer from Stage 1 |
624,147
|
654,148
|
|
| Transfer from Stage 3 |
22,807
|
24,345
|
|
| Transfers between classes of loans |
(1,261)
|
(802)
|
|
| New loans, liquidation and write-offs, net |
330,963
|
131,201
|
|
| Sale of loan portfolio |
0
|
0
|
|
| Exchange differences and others |
369
|
481
|
|
| Acquisition of business |
7,346
|
|
|
| Balances at the end of the period |
2,210,504
|
1,920,204
|
1,764,494
|
| Consumer loans [Member] | Stage 2 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
500,535
|
|
|
| Transfer to Stage 1 |
(90,915)
|
|
|
| Transfer to Stage 3 |
(43,031)
|
|
|
| Transfer from Stage 1 |
18,691
|
|
|
| Transfer from Stage 3 |
21,996
|
|
|
| Transfers between classes of loans |
(80)
|
|
|
| Change in PDs, LGDs, EADs |
257,845
|
|
|
| New loans, liquidation and write-offs, net |
(153,370)
|
|
|
| Exchange differences and others |
(19)
|
|
|
| Acquisition of business |
1,779
|
|
|
| Balances at the end of the period |
513,431
|
500,535
|
|
| Consumer loans [Member] | Stage 3 [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
700,865
|
832,487
|
|
| Transfer to Stage 1 |
(17,725)
|
(21,458)
|
|
| Transfer to Stage 2 |
(22,807)
|
(24,345)
|
|
| Transfer from Stage 1 |
307,297
|
203,805
|
|
| Transfer from Stage 2 |
166,708
|
199,903
|
|
| Transfers between classes of loans |
448
|
(149)
|
|
| New loans, liquidation and write-offs, net |
(296,338)
|
(477,389)
|
|
| Sale of loan portfolio |
(5,220)
|
(13,843)
|
|
| Exchange differences and others |
(481)
|
1,854
|
|
| Acquisition of business |
15,903
|
|
|
| Balances at the end of the period |
848,650
|
700,865
|
832,487
|
| Consumer loans [Member] | Stage 3 [Member] | Portfolio of Direct and Indirect Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
609,275
|
|
|
| Transfer to Stage 1 |
(16,831)
|
|
|
| Transfer to Stage 2 |
(21,996)
|
|
|
| Transfer from Stage 1 |
80,991
|
|
|
| Transfer from Stage 2 |
43,031
|
|
|
| Transfers between classes of loans |
1,095
|
|
|
| Change in PDs, LGDs, EADs |
284,403
|
|
|
| New loans, liquidation and write-offs, net |
(255,086)
|
|
|
| Sale of loan portfolio |
(3,943)
|
|
|
| Exchange differences and others |
(30,628)
|
|
|
| Acquisition of business |
12,648
|
|
|
| Balances at the end of the period |
702,959
|
609,275
|
|
| Consumer loans [Member] | Consolidated 3 Stages [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
1,385,829
|
|
|
| Transfers between classes of loans |
2,506
|
|
|
| New loans and liquidation, net |
275,924
|
|
|
| Change in PDs, LGDs, EADs |
600,175
|
|
|
| Write-offs |
(781,593)
|
|
|
| Sale of loan portfolio |
(3,943)
|
|
|
| Exchange differences and others |
(30,823)
|
|
|
| Acquisition of business |
16,670
|
|
|
| Balances at the end of the period |
1,464,745
|
1,385,829
|
|
| Consumer loans [Member] | Consolidated 3 Stages [Member] | Portfolio of Direct Loans [Member] |
|
|
|
| Disclosure of Loans, Net [Line Items] |
|
|
|
| Balances at the beginning of the period |
13,333,940
|
11,930,424
|
|
| Transfers between classes of loans |
(18,413)
|
(35,015)
|
|
| New loans and liquidation, net |
2,658,012
|
2,168,138
|
|
| Write-offs |
(790,797)
|
(747,948)
|
|
| Sale of loan portfolio |
(5,220)
|
(13,843)
|
|
| Exchange differences and others |
(10,008)
|
32,184
|
|
| Acquisition of business |
114,498
|
|
|
| Balances at the end of the period |
S/ 15,282,012
|
S/ 13,333,940
|
S/ 11,930,424
|