Note 4 — Premises and Equipment
Premises and equipment are summarized as follows as of December 31:
(in thousands)
2016
2015
Land and buildings
$
28,997
28,791
Equipment, furniture, and software
19,908
17,809
48,905
46,600
Accumulated depreciation and amortization
(26,979
)
(24,496
21,926
22,104