|
Consolidated Statements of Financial Position (USD $) In Thousands, unless otherwise specified
|
Dec. 31, 2014
|
Dec. 31, 2013
|
| Investments, available for sale |
|
|
| Fixed income securities, at fair value (amortized cost $126,701 and $130,751) |
$ 126,949 |
$ 128,585 |
| Equity securities, at fair value (cost $2,220 and $258) |
2,093 |
258 |
| Other investments |
14,366 |
1,234 |
| Total Investments |
143,408 |
130,077 |
| Cash and cash equivalents |
36,586 |
9,811 |
| Accrued investment income |
660 |
694 |
| Accounts receivable and other assets (net of allowance of $560 and $776) |
49,770 |
37,944 |
| Reinsurance recoverables on amounts paid |
18,421 |
18,144 |
| Reinsurance recoverables on amounts unpaid |
2,230 |
1,002 |
| Prepaid reinsurance premiums |
3,628 |
2,207 |
| Deferred policy acquisition costs |
8,166 |
6,674 |
| Deferred tax asset, net |
17,317 |
9,319 |
| Intangible assets |
740 |
740 |
| Software and office equipment, net |
2,819 |
2,500 |
| Assets held for sale |
166 |
166 |
| Total Assets |
283,911 |
219,278 |
| Liabilities |
|
|
| Claims liabilities |
102,430 |
101,385 |
| Unearned premiums |
58,950 |
44,232 |
| Due to reinsurers and other insurers |
2,456 |
2,613 |
| Other liabilities and accrued expenses |
10,676 |
7,350 |
| Total Liabilities |
174,512 |
155,580 |
| Shareholders’ Equity |
|
|
| Preferred shares, par value per share $0.001, 100,000,000 shares authorized, 2,000,000 shares issued and outstanding at December 31, 2014 and December 31, 2013. Liquidation value $1.00 per share |
2,000 |
2,000 |
| Ordinary voting common shares, par value per share $0.003, 266,666,667 shares authorized, 11,638,723 shares issued and outstanding at December 31, 2014 and 9,291,871 shares issued and outstanding at December 31, 2013 |
34 |
28 |
| Restricted voting common shares, par value per share $0.003, 33,333,334 shares authorized, 132,863 shares issued and outstanding at December 31, 2014 and December 31, 2013 |
0 |
0 |
| Additional paid-in capital |
196,079 |
169,595 |
| Retained deficit |
(88,794) |
(106,496) |
| Accumulated other comprehensive income (loss), net of tax |
80 |
(1,429) |
| Total Shareholders’ Equity |
109,399 |
63,698 |
| Total Liabilities and Shareholders’ Equity |
$ 283,911 |
$ 219,278 |