TERRA NOVA BERMUDA HOLDING LTD

POST-EFF AMEND #2 TO FORM F-1 & S-1 ON FORM S-3

POS AM

POST-EFF AMEND #2 TO FORM F-1 & S-1 ON FORM S-3

POS AM

OPINION OF CLIFFORD CHANCE

EX-8.1

OPINION OF CLIFFORD CHANCE

EX-8.1

OPINION OF CONYERS, DILL & PEARMAN

EX-8.2

OPINION OF CONYERS, DILL & PEARMAN

EX-8.2

OPINION OF DEBEVOISE & PLIMPTON

EX-8.3

OPINION OF DEBEVOISE & PLIMPTON

EX-8.3

STATEMENT RE COMPUTATION OF RATIOS

EX-12.1

STATEMENT RE COMPUTATION OF RATIOS

EX-12.1

CONSENT OF COOPERS & LYBRAND

EX-23.4

CONSENT OF COOPERS & LYBRAND

EX-23.4

POWER OF ATTORNEY

EX-24.2

POWER OF ATTORNEY

EX-24.2