| ACCUMULATED OTHER COMPREHENSIVE INCOME |
ACCUMULATED OTHER COMPREHENSIVE INCOME Certain amounts included in the statement of comprehensive income are net of reclassification adjustments. The following tables summarize those reclassification adjustments (net of taxes): | | | | | | | | | | | | | | | | Year Ended December 31, 2015 | | | Unrealized gains on securities | | OTTI | | Accumulated other comprehensive income | Balance at December 31, 2014 | | $ | 7,948 |
| | $ | 313 |
| | $ | 8,261 |
| Other comprehensive loss before reclassifications | | (2,386 | ) | | (16 | ) | | (2,402 | ) | Amounts reclassified from accumulated other comprehensive income (loss) | | 255 |
| | (63 | ) | | 192 |
| Net current-period other comprehensive income | | (2,131 | ) | | (79 | ) | | (2,210 | ) | Balance at December 31, 2015 | | $ | 5,817 |
| | $ | 234 |
| | $ | 6,051 |
|
| | | | | | | | | | | | | | | | Year Ended December 31, 2014 | | | Unrealized gains on securities | | OTTI | | Accumulated other comprehensive income | Balance at December 31, 2013 | | $ | 5,950 |
| | $ | 263 |
| | $ | 6,213 |
| Other comprehensive income before reclassifications | | 1,802 |
| | 50 |
| | 1,852 |
| Amounts reclassified from accumulated other comprehensive income | | 196 |
| | — |
| | 196 |
| Net current-period other comprehensive income | | 1,998 |
| | 50 |
| | 2,048 |
| Balance at December 31, 2014 | | $ | 7,948 |
| | $ | 313 |
| | $ | 8,261 |
|
| | | | | | | | | | | | | | | | Year Ended December 31, 2013 | | | Unrealized gains on securities | | OTTI | | Accumulated other comprehensive income | Balance at December 31, 2012 | | $ | 10,495 |
| | $ | 110 |
| | $ | 10,605 |
| Other comprehensive loss before reclassifications | | (4,840 | ) | | (43 | ) | | (4,883 | ) | Amounts reclassified from accumulated other comprehensive income | | 295 |
| | 196 |
| | 491 |
| Net current-period other comprehensive (loss) income | | (4,545 | ) | | 153 |
| | (4,392 | ) | Balance at December 31, 2013 | | $ | 5,950 |
| | $ | 263 |
| | $ | 6,213 |
|
The following tables summarize the reclassifications out of accumulated other comprehensive income: | | | | | | | | | | | | | | | | | | | | Details about accumulated other comprehensive income components | | Amount reclassified from accumulated other comprehensive income | | Affected line item in the statement where net income is presented | | | Years Ended December 31, | | | | | 2015 | | 2014 | | 2013 | | | Unrealized gains on securities | | $ | 392 |
| | $ | 301 |
| | $ | 454 |
| | Net realized gains on investments, excluding other-than-temporary impairment losses | | | (137 | ) | | (105 | ) | | (159 | ) | | Provision for income taxes | | | $ | 255 |
| | $ | 196 |
| | $ | 295 |
| | Net of tax | OTTI | | $ | (97 | ) | | $ | — |
| | $ | 301 |
| | Portion of net (loss) gain recognized in other comprehensive income, before taxes | | | 34 |
| | — |
| | (105 | ) | | Provision for income taxes | | | $ | (63 | ) | | $ | — |
| | $ | 196 |
| | Net of Tax | Total reclassifications for the period | | $ | 192 |
| | $ | 196 |
| | $ | 491 |
| | Net of tax |
|