PROTECTIVE LIFE CORP

FORM S-3

S-3

SUPPLEMENTAL INDENTURE NO. 4

EX-4.(M)

SUPPLEMENTAL INDENTURE

EX-4.(N)

SUPPLEMENT INDENTURE NO. 6

EX-4.(O)

PREFERRED SECURITIES GUARANTEE AGREEMENT

EX-4.(V)

PREFERRED SECURITIES GUARANTEE AGREEMENT (NO.2)

EX-4.(W)

PREFERRED SECURITIES GUARANTEE AGREEMENT (NO.3)

EX-4.(X)

CERTIFICATE OF TRUST

EX-4.(AA)

CERTIFICATE OF TRUST (NO.2)

EX-4.(BB)

CERTIFICATE OF TRUST (NO.3)

EX-4.(CC)

DECLARATION OF TRUST

EX-4.(DD)

DECLARATION OF TRUST OF PLC CAPITAL TRUST III

EX-4.(EE)

DECLARATION OF TRUST OF PLC CAPITAL TRUST IV

EX-4.(FF)

AMEND & REST. DECLARATION OF TRST PLC CAP.TRST II

EX-4.(GG)

AMENDED AND RESTATED DECLARATION OF TRUST

EX-4.(HH)

AMENDED AND RESTATED DECLARATION OF TRUST

EX-4.(II)

EXHIBIT 5(A)

EX-5.(A)

OPINION (RICHARD, LAYTON & FINGER)

EX-5.(B)

EXHIBIT 8

EX-8

COMPUTATION OF RATIOS

EX-12

CONSENT (COOPERS & LYBRAND, LLP)

EX-23.(A)

POA

EX-24

FORM T-1 (NO.1)

EX-25.(A)

FORM T-1

EX-25.(B)

FORM T-1 (NO.2)

EX-25.(C)

FORM T-1 (NO.3)

EX-25.(D)

FORM T-1 (NO.4)

EX-25.(E)

FORM T-1 (NO.5)

EX-25.(F)

FORM T-1 (NO.6)

EX-25.(G)

FORM T-1 (NO.7)

EX-25.(H)