| Schedule of right-of-use assets |
| | | | | | | | | | | | | Premises | Equipment | Total | | Cost | $ | $ | $ | | At October 31, 2019 | 2,783,313 | 53,262 | 2,836,575 | | Additions & modifications | 1,550,957 | 61,176 | 1,612,133 | | Foreign Exchange on Translation | 19,731 | (629) | 19,102 | At October 31, 2020 | 4,354,001 | 113,809 | 4,467,810 | | Additions & modifications | 24,467,955 | 19,960 | 24,487,915 | At October 31, 2021 | 28,821,956 | 133,769 | 28,955,725 | | | | | | Accumulated depreciation | | | | | At October 31, 2019 | — | — | — | | Depreciation | (584,343) | (16,391) | (600,734) | | Foreign Exchange on Translation | (7,810) | (178) | (7,988) | At October 31, 2020 | (592,153) | (16,569) | (608,722) | | Depreciation | (1,302,026) | (35,217) | (1,337,243) | At October 31, 2021 | (1,894,179) | (51,786) | (1,945,965) | | | | | | Carrying amounts | | | | | At October 31, 2019 | 2,783,313 | 53,262 | 2,836,575 | At October 31, 2020 | 3,761,848 | 97,240 | 3,859,088 | At October 31, 2021 | 26,927,777 | 81,983 | 27,009,760 |
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